To discuss a case, please contact us: Tel: 01252 916800 Email: sales@fleetmortgages.co.uk

We've reduced the level of income information we need for self-employed mortgage borrowers, from 3 to 2 years. Where the loan-to-value is 75% or less, we will assess applications based on the latest year’s figures. Where the loan-to-value is greater than 75% an average of the latest two years will be assessed. Read More [...]

Great news. We’ve launched a new fixed rate product with a competitive rate of 1.89%. Here are the key product details: 5 year fixed rate at 1.89% Maximum LTV 75% Available for loan sizes between £80,000 - £499,999 with an arrangement fee of £1,499 Available for loan sizes between £500,000 - £1,000,000 with an arrangement [...]

Virgin Money’s simple BTL Affordability Calculator To keep things simple, Virgin Money have one BTL affordability calculator so you can check the loan amount they’d offer your client. Continue to declare all of your client’s credit commitments and their calculator will automatically take personal income into consideration during the affordability assessment, where the rental income [...]

In the know…Quicker mortgage offers Here are some top tips to help you and your clients receive a quicker mortgage offer! Gifted deposits! We need to know: What is the full name of the person who is providing the gift? What is the relationship? Will the person gifting the money acquire an interest in the [...]

Right to Build is a BIG deal for you and your clients.  Learn how you can maximise this opportunity and support your client’s wishing to build or commission their own homes with a free ‘Right to Build’ Roadshow from BuildLoan. Since April 2016, Local Authorities in England have had a duty to keep a [...]

Please be advised we have made a number of changes across our Residential, Buy to Let and Reward ranges with new product’s. This change has seen us introduce two new Buy to Let portfolio landlord products.   New Buy to Let Portfolio Landlord product highlights: (Purchase and Remortgage) 1.99% 2 Year Fixed, £1950 product fee, [...]

Exclusive News Flash - Older Borrowers and Residential Older borrower changes Rates reduced across product range NEW simplified product range from 15 to 4 products NEW 2 & 3 year fixed and discount rates to choose from Affordability calculators updated with latest ONS Retired data Fixed fees for purchase and remortgage Download our Older Borrower mortgage [...]

NatWest has launched new high value remortgage rates for new and existing customers who have a mortgage of £500k and over. Until now we have based all products on LTV; however we are introducing 12 new products that are being priced according to loan balance and LTV. We’ve re-launched 12 products from our existing range [...]

Aldermore’s specialist mortgages give credit where credits due Today Aldermore launched two new levels of products across its residential range, these new ranges have extended credit criteria and are ideal for clients who may not have previously fit their criteria. Now considered across their Standard Level 2 and/or 3 ranges: Mortgage or secured loan arrears [...]