We're continually improving the way we underwrite, with our philosophy of “start from yes” being at the centre of our decisions. We have continued this by introducing improvements to our financial underwriting processes. Read our latest article to see what has changed and how it will benefit both you and your clients. Understand our latest [...]
Fifty years ago today the first UK heart transplant was carried out by a team led by Dr Marius Barnard. The work carried out by Marius inspired him to devise the first protection insurance and today this is called critical illness cover. We’re proud that Marius chose to partner with Scottish Widows and was instrumental [...]
It’s been a busy start to 2018 here at Cirencester Friendly as we continue to find ways of improving our products and services for both our Members, and, of course, you. The financial industry awards season is also now upon us. This means it’s time to cast your votes in the highly coveted 2018 Investment [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: AIG revolutionise financial underwriting; Golden Charter... It's a certainty not a maybe.
Intermediary feedback to Virgin Money told them that larger loans would help your clients. As a result they’ve increased their maximum residential loan size from £1m to £2m and have launched mortgage deals to support these customers: 2 and 5 year £1m+ fixed rates at 60% and 75% LTV with a £1,495 fee start from [...]
We are pleased to bring you news of a new range of Residential Fees-Assisted 2-Year Fixed Rate products that we today. This update will introduce a new range of 2-year fixed rate options for borrowers that may benefit from a product with reduced fees. This may be a first time buyer with a smaller deposit [...]
Vida has widened its Buy to Let Expat criteria and now lends to existing UK property owners working in FATF member countries around the world, including Australia, America and Canada. Louisa Sedgwick, Director of Sales – Mortgages, comments “We’ve been offering this extension to our Buy to Let Expat range via selected key distributors over [...]
Under transitional arrangements, the rental cover we can offer is: 125% minimum rental cover at 00% affordability rate or 50% affordability rate for 5 year fixed rates Here’s our criteria for transitional arrangements: The new BTL remortgage application must not be capital raising The BTL property must have been purchased before 1 January 2017 [...]
Our maximum term of the mortgage is now set by the age of the oldest borrower at the end of the term – with a maximum age of 95. We’re pleased to let you know we have increased the mortgage term available to older borrowers on owner occupier repayment mortgages, including part and part [...]
We are pleased to announce that we have reduced our interest rates on some of our lifetime mortgages by up to 0.13%. Lifetime mortgages without an arrangement fee from 08th May Premier Flexible Flexible & Optional Payment Flexible Plus & Optional Payment Plus London and South East New 3.71%* (3.77% AER) 3.78%* (3.85% AER) 4.10%* (4.18% [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
