We are pleased to share details of a series of new limited edition BTL products that are now available. Product summary: 49% 5-yr fixed with 1.5% fee, minimum £300k loan size; 3.59% 5-yr fixed with 1% fee, minimum £300k loan size; Both products are available for Personal Ownership, HMO, Limited Company HMO and Limited Company. [...]

As part of their Fresh Criteria, Pepper Money has launched a better deal for the growing population of contract workers, with the introduction of day rate calculations to assess affordability. Between 2008 and 2017, the number of solo self-employed increased by 34%, according to IPSE, an association of independent professionals and the self-employed. Much of [...]

Please see product updates below. Closing products 8pm Monday 25th June 2018 Residential and offset Up to 65% LTV (no change) Over 65% LTV (no change) Buy to let Up to 65% LTV Over 65% LTV Opening [...]

Crystal Specialist Finance (CSF) and Amicus have secured deals totalling over £9.1m to ensure the successful purchase and development of a largescale residential project for an established property developer. Initially a £3m bridge was agreed to ensure a successful acquisition of the Grade II listed building, despite a pending planning application decision which was ultimately [...]

To use overtime as primary income (100%), amounts must be regular and consistent and not a short-term trend. We’ll use the lowest monthly payment from the last three months’ payslips x 12* If there is a significant difference in the amounts shown on the payslips and the year to date figure, please give an [...]

We have updated a number of rates from our range of residential mortgage products. We’ve made reductions across our first-time buyer range; Higher LTV bands for remortgage and purchase rates will see small decreases; Lower LTV bands for remortgage and purchase rates will see small increases. You can see our new rate table with all [...]

First Time Buyer, Older Borrowers  & Buy to Let We've made some changes to our product portfolios effective this week and live on sourcing and our website. Residential  Extended end dates for First Time Buyers 95% LTV rates from 2.89% 2 and 3 year fixed rates available Older Borrowers  Extended end dates for Older [...]

What’s Changing? The following residential products are being withdrawn from sale today: 2 year fixed to 75% LTV (Fee Offer) – 1.79% 2 year fixed to 80% LTV (Fee Offer) – 1.89% Product Transfers Remember, these changes also apply to any Product Transfer applications you would like to submit via our online form. Existing [...]