Here at Retirement Advantage we're dedicated to adviser support. We've been listening to your feedback and are thrilled to hear that you like our flexible approach to underwriting. To help you better understand our criteria, as well as our bespoke underwriting approach, we're pleased to invite you to join us for the next CPD qualifying webinar in [...]
Chorley Building Society launches a limited issue large loan mortgage product with no application or scheme fee Chorley’s new large loan Mortgage is for borrowers who are looking to lend a minimum of £400,000 up to £1,000,000 and has no application or scheme fee. With a maximum LTV of 70% the large loan mortgage product [...]
The rates on our Capital Choice and Capital Choice Plus plans have decreased. Along with improved rates, our Capital Choice range is packed with flexible, market-leading features, including: Guaranteed Inheritance Feature Capital repayments of up to 10% each year 3% cashback option Downsizing Early Repayment Charge Exemption 3 year ERC exemption on death or admission into [...]
I would like to invite you to take part in a short, but very important survey of members on issues related to later life planning. This is an area of growing importance for many of the general public and we wish to understand the views and opinions of members on a number of specific areas. [...]
Let's be honest, we aren't the first people to offer into retirement mortgages; your clients who need lending into retirement could try to get a mortgage from numerous lenders. But it's our aim to be your first port of call for any case where your ordinary, everyday lender isn't the answer. We can help your [...]
Just Equity Release Academy 3 – Advanced ER Planning – 04th-19th September 2018 This CPD accredited Equity Release Academy is designed for advisers with ER1 (or equivalent qualification) who want to become more active in this market. Packed with content, it’ll allow delegates, working in small groups, to develop a client case study through [...]
We take a different angle on Older Borrowers... We specialise in Older Borrower mortgages which means we have a team of experts who are well versed in our approach to these clients. Which is why we offer something a little different when it comes to affordability for clients. Affordability Assessed on single or joint applicant [...]
Death is still such a taboo for British. Whether it’s our own death or the death of a loved one, we don’t want to think about it. However the reality is, it can be made more bearable by having a plan in place. Less than 1% of people who planned funerals for their loved ones [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you.
As of 2nd July 2018, improvements will be made to the following products: 55+ Mortgage 55+ RIO Mortgage 55+ Retirement Interest Only Mortgage: Maximum Loan Value - £1m (was £500k) Maximum Property Value - £3m (was £1m) 55+ Mortgage: Maximum Loan Value - £1m (was £500k) Maximum Property Value - £3m (was £1m) Minimum Equity - [...]
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