When discussing your client’s future, it is advisable for you to factor in an assessment of your clients estates including property, possessions and money to understand what Inheritance Tax (IHT) implications may apply. To help your clients understand what this means, we have updated our Wealth client infographic which includes a collection of statistics and [...]

Challenging the ‘I’ll be alright’ mentality It’s too easy to think ‘it won’t happen to me’ and as advisers, this will be a common objection you face. To help, why not show your clients The Exeter’s income protection claims infographic. This breakdown of claims paid in 2017 is a reminder that it’s not always [...]

We're continually improving the way we underwrite, with our philosophy of “start from yes” being at the centre of our decisions. We have continued this by introducing improvements to our financial underwriting processes. Read our latest article to see what has changed and how it will benefit both you and your clients. If you have [...]

Are you making the most of opportunities in protection? When was the last time you made a particular focus on helping female clients protect their income? You may write lots of Income Protection (IP) business for women, or none at all, but the figures below show there is a large untapped market out there [...]

Leading Income Protection that includes a death benefit at no additional cost! LV= believe everyone should be supported with quality financial protection which pays out when it matters, which is why one of the features they include with their LV= Income Protection is a death benefit, at no extra cost. All clients who take [...]

Last year, we helped more customers and their families than ever. We paid out £900 million, which works out at over 97% of all claims. Because we know lots of people think insurance companies don’t want to pay out on claims*, we want to give you the full picture of how we’re doing. Our in-depth [...]

At Royal London, our wide range of products offers something for everyone. Personal Menu plan – Put together a protection plan that suits you clients’ needs and budgets perfectly. Business Menu Plan – We want to help you make the most of your business protection opportunities. Relevant Life Plan – A tax-efficient way to protect [...]

Why Scottish Widows think the protection claims industry needs to change Scottish Widows claims philosophy is simple – they try to find a way to pay every claim. Scottish Widows are delighted to have paid 98% of all protection claims in 2017. Find out more However, their statistics are just the start.  Perception amongst [...]

Paymentshield has launched their new online Adviser Hub which makes it even easier to do business with them. Quickly and confidently see how you’re performing with a new dashboard that displays your quotes, submissions, renewals and cancellations performance. To understand you client’s renewal situation you're now shown your client's current premium, what their new premium [...]

We have updated our Income Protection Benefit plan (IPB) available through The Right Mortgage Network to enhance the support we are offering to customers when they need to make a claim. This includes greater flexibility for NHS doctors, nurses or surgeons that may have a different sick pay structure within the first five years of [...]