It's time we looked at critical illness differently. It's time we changed the conversations. It's time to get comfortable with CI. Introducing our new market leading Critical Illness cover with everyone in mind. Your Toolkit
We have launched our own ‘Funeral Payment Pledge’ where we will offer to pay part of the claim amount early & advance up to £10,000 on any valid life claim to cover the cost of a funeral. We feel this is the right thing to do to support our customers and their families at a [...]
Is it true that insurers try not to pay out on claims? Jacqueline Kerwood challenges the perception many have of insurers. Read more Protecting your time and your clients We've evolved our online system as part of an ongoing programme of enhancements. Read more Divorce - Managing life changes - Protection solutions using a trust [...]
A simple application process for you and your clients At Royal London we think applying for protection should be quick and easy. So we continually review and update our online service to make sure it’s as straightforward as possible. From checking the impact of a client’s disclosures during the application process, to starting the plan [...]
Recent research by specialist lender, Pepper Money has found that nearly half of their brokers earned more for specialist cases in 2017 compared to mainstream cases. The research, which was conducted in the first quarter of 2018, into the growing specialist market included 12 in-depth broker interviews and a larger broker survey. The study found [...]
Under transitional arrangements, the rental cover we can offer is: 125% minimum rental cover at 5.00% affordability rate or 4.50% affordability rate for 5 year fixed rates Here's our criteria for transitional arrangements: The new BTL remortgage application must not be capital raising The BTL property must have been purchased before 1 January 2017 [...]
Do you have clients who are struggling to kick-start their next development project? Have you really exhausted all options to help them? If you haven't, it may be time to meet your new property developer toolkit: Development Finance Can be used for anything from renovating a single residential unit to constructing new build [...]
Virgin Money have launched a new range of 95% remortgage products which come with free valuations and standard legal work, as well as being fee-free. Only same balance transfers are accepted above 90%, and don’t forget their maximum LTV of 85% still applies if your customer owns a second property. For more information, please speak [...]
Why we don't see age as a barrier... We've got a few years of experience under our belt when it comes to mortgages (158 in total) and 4 when it comes to specialising in Older Borrower mortgages. We maintain, "you're only as old as you feel!" which is why we have such a competitive [...]
Vida has revamped its Fee Saver residential mortgage range. Properties up to £500,000 now qualify for a free valuation and a significantly reduced £49 assessment fee. There are no product fees and standard legals are free on remortgages across the entire Fee Saver range. Vida has also introduced a 1% fee (minimum £495) for BTL [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
