We’ve made some improvements to our mortgage range as well as withdrawing selected products. What's changing The following residential products rate is increasing: Product Old rate New rate 2 year fixed to 85%R LTV - free offer 1.99% 2.09% Product Transfers Remember, this change also applies to any Product Transfer applications you would like to [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Virgin Money offer 95% LTV for remortgages; Chorley Building Society launch limited issues large loan mortgages; Leeds Building Society launch their retirement interest only [...]
As of Monday 6 August 2018, we will be making some changes to our lending policy. A summary of the main changes are shown below: Changes to property criteria What From To Leasehold term Minimum 75 years unexpired Minimum 120 years unexpired Acceptable land size Maximum of 20 acres Maximum of 3 acres Approved repair [...]
Halifax have made the following changes to the product range: Withdrawal of 2 year fixed Remortgage tracker product View rate guide for further details of the product change
Health-related lost productivity is the costing the UK economy an estimated £77.5 billion a year. Employees engaging in healthy lifestyle behaviours have significantly reduced incidence of mental health problems. Employees with four or more musculoskeletal issues were twice as likely to suffer from work-related stress as those who were free from musculoskeletal concerns. Allowing employees [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. LV's wake up to IP events are back this April/May; Understanding Key3 webinar from AIG; Income protection by The Exeter.
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Changes to Natwest's mortgage range; “Picture this…” a lender with solutions for First Time Buyers; Introducing Leek United Building Society. [...]
With effect from Monday 9th April 2018 Platform will participate in the UK Government's Help to Buy Shared Equity schemes in England (including London) and Wales for mainstream purchase applications. Platform is unable to offer Help to Buy remortgage applications. The schemes are available to buyers who are looking to purchase a new-build [...]
The cost of funds have steadily increased over recent weeks and as a result, we have seen a number of our competitors increase their rates. We have held our products during this period, but we are now having to make a large number of changes to our Residential, Buy to Let and Reward range products [...]
As a mortgage intermediary with BTL clients, you will know the benefit of dealing with specialist lenders when it comes to the more complex areas of the market. With Vida Homeloans, Rental stressing will only be applied to mortgages held with Vida. Other properties will be assessed by comparing their rental income to the mortgage [...]
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