August marks the 35th anniversary of critical illness cover. Johnny Timpson reflects on the impact of medical advances on financial resilience and protection needs, suggesting how to initiate the conversation with your clients. Read more
Ill health doesn’t discriminate by occupation, age or income Whether a lawyer, teacher or carpenter, the everyday lifestyle choices made by your clients have a direct influence on both their current and future health. In the UK 62% of adults are classed as either obese or overweight1. This means that for many of us we [...]
We understand that the value of Income Protection to your clients is so much more than just a monetary payment. Our Income Protection isn’t just there to help your client with the financial hardship that can come with being unable to work due to sickness or injury. It also includes a range of valuable support [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Vitality announce new content hub; iPipeline release comparisons for using the right souring protection; Both Aviva and LV= release tools and benefits for recommending [...]
Vida reprices selected First Charge Buy to Let products Vida will be repricing its First Charge Limited Edition 5-year fixed rate BTL product from Thursday 16th August: Vida Premier 5-year Fixed BTL will be increased by 0.15% Vida 1 5-year Fixed BTL will be increased by 0.2% In addition to this reprice, Vida is [...]
We have gone live with our residential affordability calculator which I'm sure you will agree is a big step forward! To use the calculator click here. For a residential affordability there is no longer a requirement to email affordability to the intermediary team. For Buy to Lets requiring an affordability assessment there is still a [...]
We've extended our lending policy on applications using a Forces Help to Buy loan as a source of deposit. This means your armed forces clients are now able to purchase a home using a Forces Help to Buy loan when used in addition to a minimum deposit from acceptable sources. The minimum deposit for Help [...]
We’ve taken a look at the expat market and how we offer solutions to those working outside of the UK who want to keep an interest in the UK property market. The UK expat market is growing and we see the demand for expat mortgages continuing to grow alongside that… 5million British people permanently live [...]
It’s been a few weeks since we launched lending for BTL portfolio landlords. We understand that these applications have additional steps compared to our normal requirements and will be assessed against some additional criteria. So we’ve created some useful tools to help you through the process. Unless your client is remortgaging a BTL property without [...]
We wanted to let you know we’ve made some changes to our residential mortgage products. We’ve moved end dates out to the end of November for all our residential mortgage products, and we’ve increased rates on a selection of our 2, 3 and 5 year fixed products in the 0-85% LTV House Purchase and Remortgage [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
