If you have clients aged 50+ seeking to purchase or remortgage, they may be considering a RIO mortgage or even equity release. There are other options, and it’s as simple as a standard residential mortgage tailored to meet the needs of older borrowers. Here’s what you need to know: Loans from 5 to 40 years [...]
Here at Retirement Advantage we’re really passionate about supporting advisers, and that’s why we give you direct access to our underwriters. You can pick up the phone and speak to them, or email them directly to talk through any potential applications you might have. Our underwriters have a wealth of experience, and they take a [...]
We're changing rates on our Retirement Mortgage as of Friday 14th September. Any new business received on or after 14th September will be based on the rates below. Applications already received prior to this date will proceed on previous rates. Products included: Retirement Mortgage 2 year fix - new rate 4.05% Retirement Mortgage 5 year [...]
It's not just black and white with Older Borrower clients, we know that there's an increasing amount of grey! Excuse the pun, but, when looking at Older Borrower cases, it's not about the black and white but the grey in between. We've found that there's a growing number of your clients that need a personal [...]
All LTVs for both single and joint across all 3 products are reducing by 1%. Our Distribution and Underwriting teams are on hand to answer any queries. The last day for KFIs on old criteria is 7pm on Monday 17th September The last day for Apps on the old criteria is Monday 24th September View [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you.
This CPD accredited Equity Release Academy is designed for advisers with ER1 (or equivalent qualification) who want to become more active in this market. Packed with content, it’ll allow delegates, working in small groups, to develop a client case study through fact finding research and present solutions as though to a client. The workshop will [...]
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