If your clients are looking for something more tangible with their income protection policy you might remember that LV= include Doctor Services on all personal protection. LV= Doctor Services gives your clients and their children (up to the age of 16) access to three expert medical services in one handy app. Your clients can get [...]
We listen to doctors: Improving our serious illness cover As part of our promise to our customers, we are continually looking for ways to ensure that our products are meeting the needs and wants of the market today. To understand what people look for within a critical/serious illness product, we independently surveyed 150 doctors [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Streamlined and faster way to buy life cover with Royal London; L&G announce an easier and straight forward way to do trusts; Vitality improve [...]
We asked you who was your preferred lender for your Older Borrower clients and we’re delighted as you told us we’re top of the class in your eyes! We’re delighted this is the case but we are committed to staying on the top spot when it comes to supporting your later life clients. Which is [...]
We are pleased to announce the launch of enhanced packager exclusive criteria to compliment the packager exclusive 5 yr. fixed product range with Landbay. The exclusive criteria includes the maximum individual loan being increased to £1.5 million (£1 million on the core range). The maximum aggregate loan has be increased to £5 million (£2.5 million on the core range). Up to [...]
Now your landlords can use their personal income to top up any rental shortfall – making buy-to-let more affordable all round. How does it work? Any rental shortfall between 100% and 145%, calculated at an interest rate stress of 5.50%, can now be covered by your landlord’s personal income on non-portfolio landlord applications. If you [...]
If you have clients looking for the maximum equity release available our Tailored Choice enhanced lifetime mortgage could provide the solution. Tailored Choice at a glance Highest LTVs on the market up to 55.5% 13 simple health and lifestyle questions to find out if your client qualifies Flexible drawdown facility available Market-leading Guaranteed Inheritance Feature [...]
Bath Building Society have a small, yet experienced team, who pride themselves on delivering a first class professional service, with direct contact available with the decision makers. If your customer is looking for a 100% Parent Assisted Mortgage, a Rent a Room Mortgage to get on to the property ladder or even a 95% LTV Mortgage , they have them [...]
We wanted to let you know that we’ve made some changes to our Buy-to-Let mortgage product range, effective from today. We’ve moved the end dates for Buy-to-Let products to the end of December. And we’ve made the following rate reductions to our products: Buy-to-Let House Purchase: 2 year fixed 60-75% LTV rates, reduced by 0.10% [...]
Please find below a summary of the changes for the HSBC Rate change. We have made the following changes to our mortgage product range: Fee Saver products: 2 year fixed rates at 60%, 70%, 75% & 95% LTV have decreased 2 year fixed rates at 80% and 85% LTV have increased 3 year fixed rates [...]
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