Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: The Exeter now cover type 2 diabetes in their income protection products; L&G enhance intermediary critical illness cover; LV= want you to reach more [...]
We want to send a Merry Christmas and a Happy New Year out to our Intermediary partners and a big thank you for your support this year. We look forward to working with you all again in 2019... Take 5 minutes to Win £100 worth of Love2Shop vouchers We want your opinion so we know how [...]
Supporting you The Underwriting Support Team work alongside our underwriters and have an extensive knowledge of Santander criteria. For full mortgage applications which have been given a ‘Maximum loan decision’ they should be your first point of contact. The team will review the underwriting assessment with you, and discuss any possible solutions to increase [...]
Apart from the heatwave and our near miss of the world cup title, 2018 is likely to be remembered as another year of political and economic uncertainty. Despite this, the mortgage market stayed resilient. For Kensington, the past year has been an exciting and positive one - we take a look back at some of [...]
We're making changes to some of our 2 year fixed rate products. What’s Changing? Rates on the following two year fixed rate products are increasing and we'll be launching a new 60% LTV product in our fee offer range: Product Old rate New rate 2 Year Fixed to 75% 1.64% 1.69% 2 Year Fixed [...]
TSB has increased Cashback on Shared Ownership and Shared Equity Remortgage products to £500, extended the end dates on all Residential products and made a selection of rate changes across the range. Here’s a summary of all the changes: Increased Cashback to £500 on 2 and 5 year fixed Shared Equity and Shared Ownership Remortgage [...]
We are making improvements to our KFI Portal. Access will therfore be unavailable from 4.30pm on Monday 17th December until 9am Tuesday 18th December. Apologies for any inconvenience caused
When a remortgage or a further advance isn't suitable for your client's needs - what ideal alternative springs to mind? Second Charge mortgages? If they don't - maybe it's time for you to reconsider. You already know under MCD rules, even if you don’t have Second Charge permissions, you have to as an absolute minimum – [...]
Precise Mortgages is now accepting documents which have been verified using an approved digital identification solution if online identification is unsuccessful. The specialist lender will now accept digital identification in the form of a copy of the output report from the following approved digital identification providers, providing the report contains a copy of the identification [...]
Specialist mortgages that give credit, where credit's due. At Aldermore we recognise that things can happen with your client's credit rating and if they already have a mortgage this can cause them problems when their fixed rate period ends. That's why our Residential Mortgage range has extended tiered credit criteria and rates available up to [...]
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