As we look back on 2018, this has been a year of continued growth for Kensington. We are the UK’s leading residential specialist mortgage lender, our mortgage book now stands at over £5bn and this year, we reached a fantastic milestone having lent over £1bn over a 52 week period. We couldn’t have achieved what [...]
Don't let age be a barrier when it comes to finding a lending solution We don’t solely go off age when it comes to supporting your clients with a mortgage but instead factor in mortgage term times to support their options. Here’s what we look at when we’re assessing a case… What do we look [...]
Following on from the rate reductions we made last week, we are pleased to confirm we are making some more positive changes to our Residential fixed rates with new products launching tomorrow, Friday 7th December. The changes impact products across our Purchase, Remortgage and Existing Customer Reward ranges and include some competitive reductions to our [...]
Portfolio products 3.99% 2 year fixed 80% LTV HMO/MUB £150 application fee 0.25% product fee Free mortgage valuation £250 cashback* 3.99% 2 year fixed 80% LTV HMO/MUB £150 application fee 0.25% product fee Free mortgage valuation £250 cashback* View product overview Non-portfolio products 3.85% 2 year fixed [...]
As 2018 comes to an end, we’d love to know how you think we’ve been doing this year, so we’d be grateful if you could complete our Broker Survey. It shouldn't take you longer than 10 minutes, and by completing our survey you’ll have the chance to enter into a prize draw. This year we’re [...]
According to figures from the Intermediary Mortgage Lenders Association, investment in Buy-to-Let properties fell by 80 percent from £25bn in 2016 to £5bn in 2017. With extra stamp duty and stricter regulatory and lender tests in place, this climate is creating a new breed of "buy-to-let mortgage prisoner"- individuals who were able to take out [...]
Please give full details of the deposit in Introducer Internet > New application > Loan required > Loan details. For gifted deposits: In Introducer Internet please detail the full name(s) of the person providing the gift, amount of gift, relationship to applicant, and any legal interest to remain (including second charge). For more information on what [...]
Are you wondering how retirement interest only (RIO) mortgages compare to standard interest only (IO) and lifetime mortgages? When considering your clients' needs, it's important to know that RIO is not a replacement for either standard IO or lifetime mortgages, but offers an alternative product solution for later life borrowers. Retirement Interest Only (RIO) mortgages [...]
If you’d like a quick indication of how much your customer could borrow on a Residential Mortgage, our new affordability calculator could be the solution. It’s simple and easy to use, and in just a few seconds you can get an indication of the maximum loan amount without having to complete a Decision in Principle [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Barclays make changes to residential and reward range; Enterprise help buy to let mortgage prisoners; Buckinghamshire raise maximum procuration fee; Paragon launch new 80% [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
