Hi everyone. Last week saw Matt Rann and I focus on lupus, we spoke about some of the more common types and how this can potentially affect a person's access to insurance. This week, myself and Roy McLoughlin are joined by Jeff Woods from Legal & General, to talk about their State of the [...]
We are reaching new heights Thank you to all Infinity users who put cases through the system last week. You all contributed to the highest quote volume on record! And with quote volumes on the rise, our conversion rates have also hit an all time high in October too. We understand our partners want results [...]
Time to rethink protection? Discover the opportunities our personal and business protection can offer to help protect more of your clients and help future proof your business. Learn more >>
Offer our best available premium with Optimiser1 The idea of Optimiser is simple: the more your client engages in the Vitality Programme, the healthier they’re likely to stay and the more rewards they earn, including the chance to keep their premiums low. This is good for them and good for Vitality – the essence of our [...]
Anyone can check the Energy Performance Certificate (EPC) of a property here, and you should always do so - not only to verify it's there before you submit a mortgage application but because you may also discover that your client is eligible for...Click here to read more
On the back of such an uncertain period for many people, it’s vital for lenders to establish a real understanding of how people view their homes (whether rented or owned), how/why any views may have shifted and how people have adapted. Not to mention, future property objectives and their perceptions of the current mortgage [...]
Changes to our product range On Monday 1 November, we’re making the following changes to our product range: First time buyer and home mover products including New Build and Affordable Housing – Shared Equity / Shared Ownership (SE/SO) including equivalent Green mortgage products •Rate increases of 0.20% on 2 year fixed rate 0-60% and [...]
Policy update Great news! We’ve increased our maximum LTV to 95% for certain types of applications, in a positive step that sees us return to our pre-COVID lending policy. Key Changes Joint Borrower Sole Proprietor applications increased the maximum LTV from 85% to 95%. 3 and 4 person applications increased the maximum LTV from [...]
We’ve improved our lending policy to give customers more choice and greater access to our mortgages. Today, we have: Increased our new-build maximum LTVs Simplified our bonus policy Increased the maximum term at 95% LTV New-build LTV increases We’ve increased our maximum residential LTVs to 90% for new-build houses and 80% for new-build flats. [...]
We pride ourselves on our communication and transparency with our brokers, so we wanted to let you know we’re making some changes to our product rates. The new rates will come into effect from Monday, 1st November and will affect selected products. Please ensure any applications you wish to submit on the existing product [...]
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