Did you know that your First Time Buyer clients do not need savings of their own to buy their first home? Find out more about how Vida can help you get First Time Buyer cases off your desk with its flexible finance and criteria. Flexible Finance 90% LTV 5% Gifted deposit accepted from builders or [...]

We have increased selected 5 year fixed rates by up to 0.10%. 5 year fixed rate changes 5 year fixed rates at 60% LTV with a £999 and £0 fee increased by 0.05% to 1.99% and 2.19% respectively; 5 year fixed rates at 75% LTV with a £999 and £0 fee increased by 0.10% to 2.09% and [...]

To make it easier for you and your client, your telephone sales team can provide: Mortgage balance Product code Product charge end date Product type If there's six months or less left on your client's current deal at application and they're borrowing the same amount or more, we'll waive the ERC in full. [...]

Offer Extended! Limited Offer products now available until 5th November 2018 Great news! We have extended our Limited Offer products on the Residential and Buy to Let range, now available until the 5th November 2018. Find out more here. Product Highlights: Limited Offer products on 85% LTV Residential Select, rates from 3.39% Product fee of [...]

We know how frustrating it can be for a customer when a loan amount is reduced. Cieron from underwriting reveals how we can still help you get your customer the loan size they want - even if their property valuation is less than anticipated or the rental income is less than expected. Click here to [...]

From today, we'll be reducing selected rates by 0.10% and introducing new products, including a range of 5 year further advance products. Also, we're pleased to announce new £1,000 cashback options. Rate reductions Selected Limited Company rates reduced by 0.10%; Selected 5 year fixed rates at 80% LTV reduced by 0.10%. New 5 year fixed rates available [...]

We are pleased to announce the launch of new 90% LTV Residential Packager Exclusives with The Mortgage Lender. The exclusive products are available at 90% Loan to Value whereas the lender core range is available to 85% Loan to Value. Click here to view the exclusives product guide. 3mc has the added benefit of an onsite TML underwriter. To [...]

Halifax have made the following changes to the product range: New remortgage (REM) products above 60% LTV with £0 fee Rates reduced by up to 0.16% on selected REM products Please view the rate guide here for further details of the product change. To secure existing product codes, please submit mortgage applications in full by [...]

Earlier this year, we interviewed 2,000 homeowners aged 55 and over. We asked them what their dreams and aspirations for their retirement years were. Researchers found that far from planning a pipe-and-slippers style retirement, many are plotting to make dramatic changes during their golden years. While seeing the world was top of the pile of [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Kensington limited offer products now extended; Vida Homeloans key criteria for first time buyers; The Mortgage Lender announce product changes; Buckinghamshire BS launch exclusive [...]