ZURICH ANNOUNCE EASING OF COVID-19 UNDERWRITING RESTRICTIONS Zurich have announced today a relaxation of their underwriting restrictions, first introduced in March 2020 in response to the Covid-19 pandemic. The move should mean improved access to higher sums assured for older clients and better underwriting terms for those who have had Covid-19. Click here to [...]
Halloween is creeping up on us... Celebrate with Ceta Rewards Click or Treat! What’s involved? We have hidden a pumpkin somewhere on our website. If you find it, you can enter our mystery prize draw – simply click on the pumpkin to enter! What do I win? The grand prize of the draw is 250 points [...]
Protection Update 22nd October 2021 https://youtu.be/V8YkmX0aF4M Protection update 22nd October Hi everyone and welcome to this Friday’s protection update 22nd October. Legal & General CO1P Legal and General are introducing some changes which will kick in next month and this will affect how they pay commission and they are calling it CO1P [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: more2life issue their 'Borrowing in Later Life report' 2021 Pure introduce their new Emerald range Just help [...]
Equity release specialists, Pure Retirement, have announced the launch of a new suite of lifetime mortgage products aimed at borrowers aged from 55-95 and with flexible repayment options and enhanced LTVs. Under the new Emerald range, customers will have the option to repay up to 12% of the initial amount borrowed annually, without incurring [...]
We've issues our latest 'Borrowing in Later Life' Report containing some interesting findings, such as: Total debt of people aged 55 and over is set to rise from £226 billion in 2020 to £236bn in 2021 33% of people expect to accrue debt over the next year in order to make ends meet The [...]
Six in 10 people could borrow more, or get a better interest rate to reduce their borrowing costs with the Just For You Lifetime Mortgage medical underwriting option. We’ve added medical underwriting across our Just For You Lifetime Mortgage range so it’s easier for you to deliver solutions unique to every client. Learn more [...]
We’ve added medical underwriting across our Just For You Lifetime Mortgage range to help you respond to the FCA’s challenge for improved personalisation. And six in 10 people could borrow more, or reduce their borrowing costs. Learn more here >>
We’ll be holding two free webinars for brokers to find out everything about the Habito One mortgage range and how it could help your home-buying or remortgaging customers. Habito One is the UK's ONLY mortgage with a price that's guaranteed for the entire mortgage term, from 10-40 years. “We created Habito One because customers [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Buy to Lets for SPVs with The Mortgage Lender Newbury Building Society return to 90% LTVs on standard residential mortgages West One dispel [...]
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