Virgin Money allow customers including landlords to apply for one month payment holiday for every 9 consecutive months mortgage payments. The payment holidays can be accumulated up to a maximum of 3 months, once 27 consecutive mortgage payments have been made. These could be useful for BTL landlords who experience a rental void or choose [...]

We would like to inform you that we are making some changes to our residential mortgage products on Monday 14th May at 9am. Details Product 11827 will be increasing by 0.20% to 1.95%. Product 11829 will be increasing by 0.05% to 2.00%. Product 11830 will be increasing by 0.05% to 2.10%. We will be reintroducing product 11737 (5 [...]

We are pleased to announce the addition of new 5 Year Fixed Rate Specialist Buy to Let Packager Exclusives from Landbay. Landbay does not make decisions based upon a credit score but analyse each application on a case by case basis. Minimum rental stress requirements start from 125% @ 3.49%. Click here for the full product [...]

Exciting news. We have improved our maximum LTVs and we have some new products for you too. What's changed?

Have you found a home for your First Time Buyers? No? Give the Marsden a shot. We accept mortgages in England and Wales, have individual underwriting to take into consideration your clients circumstances and our products are top of the sourcing systems... What more do you need? Our products are top of the charts... Our [...]

With immediate effect that Society has changed the arrangement fee structure on  a number of our mortgage products. At present, there is a fixed arrangement fee for mortgages up to £250,000, but this increases to 0.5% of the advance for mortgages over £250,000. This will now change so that the differential amount over £250,000 is [...]

There once was a time when first-time buyers (FTBs) with a small deposit, impaired credit or self-employed status only had the high street lenders to choose from. If their applications were rejected, many in these categories had nowhere else to turn. Times have changed over the last ten years, and we are now looking at [...]

To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk

Here are some top tips when sending us bank statements. To support income evidence (e.g salary credits, benefit payments and rental income) you only need to provide the individual bank statement page showing the income entry Don’t forget! You need to provide details of any regular credits/debits as well as items such as life insurance, [...]

We’re building a bank that works for you. That means, when you speak, we listen. And when it comes to mortgages, we’ve been out in the field listening to as many of you as possible. What we’ve heard loud and clear is that some of our criteria needed to be updated to suit the [...]