Royal London: Medical Conditions tool
Our medical conditions tool provides an indication of the underwriting decision that might apply to your client. Take a look
Our medical conditions tool provides an indication of the underwriting decision that might apply to your client. Take a look
If you have to go through a call centre, are you really talking to a Friendly Society? Work with Cirencester Friendly and, as well as getting to know your dedicated adviser support team, you can speak directly to our underwriters. With 94.7% of claims paid in 2017, your clients will enjoy superb customer service too. [...]
Our Whole of Life plans just got cheaper - Clients can now get up to 64% upfront discount on WOL when taken with Wellness Optimiser, and up to 46% when taken with Vitality Optimiser. Vitality for Families - Vitality is here for all stages of life. Whether clients are expecting their first born or [...]
We would like to inform you that we have increased our maximum loan size from £350,000 to £500,000 on 80-85% LTV mortgage products with immediate effect, in response to your feedback. "We have been receiving an increasing demand from intermediaries for larger loan sizes, so this is a simple move in response to that. We [...]
We are pleased to announce we have added 3 new buy to let products at 80% LTV available only on a full capital and interest basis. Product Rate Arrangement Fee 2 year fixed to 80% LTV - C&I 2.99% £1,999 3 year fixed to 80% LTV - C&I 3.19% £1,999 5 year fixed to 80% [...]
How to recognise opportunities for Bridging Loans Intermediaries often tell us they struggle with identifying opportunities for specialist finance needs. But, actually the ‘special’ in specialist may be a little misleading. Why? Well, specialist finance is actually for everyday clients because it tends to be a lot more flexible than the restrictive products available [...]
Vida has launched its new ‘Vida Premier’ range of residential and buy to let mortgages. Rates start at 2.79% (up to 70% LTV) for residential business and 2.89% (up to 70% LTV) for buy to let business. Maximum LTVs are 85% for residential and 80% for buy to let. The ‘Vida Premier’ range is its [...]
We are delighted to confirm we have made a number of positive changes to our Residential product range(s) with new products launched. These changes include launching three new fee free high LTV cash back fixed rate products for First Time Buyer’s (FTB’s). The FTB market is vibrant and these products will help you further capitalise [...]
To keep things simple, Virgin Money have one BTL affordability calculator so you can check the loan amount they’d offer your client. Continue to declare all of your client’s credit commitments and their calculator will automatically take personal income into consideration during the affordability assessment, where the rental income does not meet 145% of the [...]
Hanley Economic is a regional building society based in Stoke on Trent with 7 of our own branches located throughout North Staffordshire. We are not postcode restricted and lend throughout England and Wales. We have been active in the intermediary market for the past 9 years and now work alongside 10 Mortgage Clubs which includes [...]