In 2017 we paid 94.7% of claims, which amounted to a total of almost £4.4m in benefit, demonstrating our continuous commitment to supporting our Members. The principal reasons for not admitting claims were, that claims were in respect of pre-existing disabilities that had not been disclosed and where there was no actual loss of earnings. [...]
We have made the following enhancements available on Instant Life: Indexation – RPI capped at 10% Decreasing mortgage protection option – assumed mortgage interest rate 8% Premium driven quotes Download our underwriting guide
Well okay, maybe it’s a bit of both. At Royal London we want to be the destination of choice for advisers. So we do everything we can to make the protection journey as smooth and simple as possible. That’s why we continually review and update our online service to make sure we’re easy to do [...]
LV= Income Roulette research found that millions of people across the UK risk financial ruin if they don’t have an adequate back-up plan in place. One of the three significant risk groups their research identified is the Self-employed, which are very likely to include both your existing and prospective clients. However, just 4% of this [...]
At Vitality we always seek to dazzle, part of this means we are always innovating, moving forwards and developing our proposition. This spring we've launched two new offers, available now: Our Whole of Life plans just got cheaper - Clients can now get up to 64% upfront discount on WOL when taken with Wellness Optimiser, [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: LV= research reveals self employed are left exposed; Cirencester Friendly paid 94.7% of claims in 2017; Aviva announce faster turnarounds with new service. [...]
It's a good question. But easy for us to answer. The harder question might be, why are you not working with us – especially this month? In our intermediary network updates last week, we spoke about anticipating a surge in business this month for you in the world of complex Buy-to-Let. This forecast comes [...]
We have significantly improved our criteria as a result of broker feedback. Here are the highlights: 90% LTV for First Time Buyers 100% of Discounted Purchase Price for Right To Buyers Larger Loan and Portfolio Sizes for Buy To Let Applicants New 'Vida Premier' Range from 2.79% Residential On our specialist residential range we've introduced [...]
We have changed out fee on TML2, reducing it by £100 to £1,195. For more information click on the button below. New product guide
State Bank of India are offering competitive interest rates on its Buy to Let propositions. Individual rates start from 2.09% whilst rates for SPV applications start from as little as 2.79% USP’s for the client Loans up to 75% LTV We accept newly incorporated Ltd/LLP Individual to SPV transfer Maximum exposure with SBI is 25 [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
