Our Buy to Let interest coverage ratio (ICR) applicable to both Standard and Specialist property types is being simplified, with some also being reduced. In addition, ICR calculations will no longer depend on the number of properties a customer owns. Instead, ICR will simply depend on whether the application is in a personal or limited [...]
We know that when it comes to mortgages, it’s not one size fits all. At Clydesdale Bank, we’ve a solid understanding of the challenges facing introducers who have clients with non-standard forms of income, or higher net worth clients, wishing to borrow larger mortgage amounts. That’s why we look to take a more flexible, individual [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Kent Reliance make improvements to buy to let affordability assessment; Coventry support you and your buy to let clients; Santander make changes to [...]
AXA PPP healthcare’s dedicated team to help your business flourish If the thought of offering private medical insurance (PMI) makes you break out in a sweat then you can take heart that AXA PPP healthcare are on hand to support you. Our dedicated team of regional account managers are well placed throughout the country to [...]
This month, our area of focus is Underinsurance. As part of our #QualityMattersMost campaign, we're using February to raise awareness of the risk Underinsurance poses, how to fight back against it and why quality cover is so important. To help you have conversations with your clients on just how dangerous Underinsurance is, we've created a handy PDF [...]
Consumer group Which? once described income protection as the one protection policy that every working adult in the UK should consider. Sadly, this is the reality for too few – it remains under-sold and under-loved. The Exeter, are here to change that, they have built a range of income protection plans, which make this important [...]
Vitalitylife plan provisions and plan summaries update To help improve print efficiency and initiate our plans of going digital, all our Plan Provisions will now be available to download as a PDF from the Adviser Literature and Tools page only. This means that these provisions will no longer be listed in our literature request [...]
LV= believe everyone should be supported with quality financial protection which pays out when it matters, which is why one of the features they include with their LV= Income Protection is a death benefit, at no extra cost. All clients who take out an LV= Income Protection policy are eligible, which means if they die [...]
A recent article by Health Insurance and Protection Daily, stated that almost three in 10 (29%)* of British workers plan to become self-employed in the future, which is an increase from 15%* a year ago. However, financial fears cause the most concern when deciding to become your own boss. This coupled with potentially no safety [...]
A protection policy can often be a simple solution to an IHT problem, but sometimes an application to cover a large liability can be complex. With a dedicated underwriting and new business team, case prioritisation and specialists in gathering medical information, our high net worth service makes things straightforward for you and your client. High [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
