CHARGE: Requested extension of Interest Only Mortgage term Interest only mortgages… great for clients who are looking to keep their mortgage payments down with plans in the future to either downsize, transition to lifetime mortgages or have identified an alternative repayment vehicle. However, many of these borrowers are finding that as they reach the end [...]

We wanted to let you know about our full 2018 events programme. All our scheduled events, including registration links (where applicable) can be found here. They are all free to attend and many have CPD hours attached. Upcoming Highlights Spring Events Our spring events provide an opportunity for advisers to gain further insight into a wide range of changes [...]

If your client is looking to raise more capital, contact us. Our Standard Pay Rate (fixed until 31/03/2023) with a rental calc. of 135% at 3.89% can support a potential borrowing of £228,506 with a £1,000 monthly rental income – for all tax payers. To discuss a case, please contact us: Tel:01252 916800 Email: [...]

Packaging tips! Don’t send bank statements unless we ask for them via Introducer Internet or MATS message Provide details of any unusual credits/debits and items such as life insurance, overdrafts and charges etc To support income evidence (e.g salary credits, benefit payments and rental income) you only need to provide the individual bank statement page [...]

Company issues terms of almost £2.5bn with all key performance indicators showing huge rises Crystal Specialist Finance (CSF) has reported a record breaking 2017 as the company continues its sharp upward growth trajectory with huge increases in key business performance indicators. Acknowledged as one of the UK’s leading specialist finance distributors, the multi award winning [...]

We're making changes to some of our product rates which will be effective from Wednesday 17th January 2018. Products with rates increasing from Wednesday 17th January 2018:   Product Current Rate New Rate   5 Year Fixed to 60% LTV (Fee Offer) 2.09% 2.14%   5 Year Fixed to 75% LTV (Fee Offer) 2.19% 2.29% [...]

We offer a range of fixed and discounted buy to let products for purchases and re-mortgages up to 75% LTV for properties across England and Wales. Service We're currently underwriting applications within 48 hours. Valuation instructed on day 1 Free valuation** Free legal fees** Unique Criteria Points* We offer Holiday Lets at Buy to Let rates [...]

We are pleased to announce the launch of new Specialist Prime Residential Exclusives with Precise Mortgages. The products are the lowest ever residential mortgage rates offered by Precise Mortgages with rates starting from 2.59%. To obtain a lender DIP click here then scan and email the completed form to info@3-mc.com Click here for full product details. [...]

Looking to land a good deal for your landlords? We’re ready and set to go in 2018. Check out our buy-to-let highlights: Personal income accepted for rental shortfalls. Straight balance swap remortgages at a lower rental cover stress rate. Fixed and tracker mortgages up to 75% LTV. Day one remortgages available.* Five-star service as standard [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Clydesdale Bank announce product changes; L&G announce 2018 mortgage club event dates; Virgin Money are set for buy to let; Natwest launch new [...]