When it comes to looking at Older Borrower cases, we’ve had a few years of practise so we know exactly what we’re looking for. How do we assess affordability when your clients in retirement? It’s straightforward, we’ll look at their pension income in retirement which is their steadiest form of income. We assess income on [...]

We wanted to let you know that we’ve made some changes to our Residential mortgage product range, effective from today. We’ve made the following rate reductions to a selection our House Purchase products: 2, 3 & 5 year fixed, 0-95% LTV, reduced by up to 0.30% 10 year fixed, 0-75% LTV, reduced by up to [...]

Residential and Buy to Let changes from Santander On Wednesday 26 September, Santander are making changes to their Buy to Let property criteria and updating their residential affordability rates. Click here to find out more Accord offer even more help with Buy to Let Last week they gave you details of the [...]

We have made the following changes to our Just Lump Sum Plus LTV’s: Age Single Life LTV’s Joint Life LTV’s Current New Current New 55 24.3 24.8 23.9 23.9 56 25.3 25.8 24.9 24.9 57 26.3 26.8 25.9 25.9 58 27.3 27.8 26.9 26.9 59 28.3 28.8 27.9 27.9 60 29.8 29.8 29.4 29.4 61 [...]

We've improved our residential mortgages affordability assessment to match the repayment method selected. So if your customer opts for interest only their affordability will now be assessed using interest only. We accept the following repayment vehicles Sale of security property Sale of additional property Savings / investments Pension Residential mortgages product guide Online [...]

We've reduced selected 2 and 5 year rates by up to 0.65% and made updates to our product range. Rate changes Selected 2 year rates at 65% and 75% LTV reduced by up to 0.65% 5 year fixed rates at 75% LTV with £1,995 fee reduced by 0.10% Selected Large Portfolio rates increased by up to [...]

CPD Specialist Lending Events with TFC Homeloans TFC Homeloans is hosting a number of specialist lending events for the remainder of the year. The events will feature words from a selection of our specialist lenders and be followed by lunch. All those attending will receive a CPD certificate. The planned locations and dates are [...]

Buckinghamshire Building Society is pleased to announce the launch of the three following new products: First Time Buyer 2 year discount (DF08) A 2 year discount of 2.50% off our SVR, currently 5.24%, giving a pay rate of 2.74% No product or arrangement fee £500 Cashback on completion Early redemption Charges: 1% for year 1 [...]

Sounds like a tall order, but when you told us we should give your clients a genuine alternative for your new build applications…we went away and did just that. We believe what we’ve developed offers a real choice in the market for you and your clients.  Just take a look below. A brand new range [...]

Exciting news. We have reduced a number of rates across our range and also introduced 2 new products. Rate Reductions The following rates have been reduced and are live now: Product Old rate New rate 2 Year Fixed to 90% LTV 2.04% 1.89%  2 Year Fixed to 90% LTV - Over £500k 2.39% 2.29%  2 [...]