Our common sense approach to lending means we can often help when others can’t. Like cases involving complicated income or employment, or those needing funding at short notice. Earlier this year we were challenged to help a customer remortgage. Having bought their rental property at short notice using a bridging loan, they’d subsequently switched from [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: TSB make changes to residential mortgage products; Hinckley and Rugby announce product changes; NatWest make changes to how they capture childcare costs; Santander introduce [...]
Did you know that we offer mortgages up to £750,000 for your over 55 clients... Did you know our Older Borrower range offers mortgages up to £750,000 and we will take referrals beyond that too. It gives your clients who are in retirement or near to options for their mortgage on an interest only basis. [...]
Curious about the potential? Retirement Interest Only (RIO) mortgages are designed so borrowers can use the sale of their home as a repayment strategy to repay their mortgage balance when they die or move into long-term care. Unlike a Lifetime Equity Release mortgage, the interest doesn’t roll up on a RIO mortgage, meaning that [...]
Not all inheritance protection features are the same. With some lenders, the client has to select the feature on the application form and they may even charge a higher interest rate. Also, some lenders may restrict the future borrowing capacity of the client by locking away the protected element. more 2 life is different... Our inheritance protection [...]
Golden Charter has backed calls for mandatory membership of the Funeral Planning Authority (FPA) and enhanced powers for the industry body instead of oversight by the Financial Conduct Authority (FCA). The funeral provider believes that FCA regulation could put the choice of the funeral director for an intermediary's client at risk as it could impose [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you.
Whatever your clients level of fitness, beat yesterday with the Garmin vivofit 4 activity tracker for £0 to help improve their overall wellness. Offer applies to new Personal Healthcare plans and new Business Healthcare plans with 2-9 employees. One device per principal member only. Offer runs 01.07.2018 to 30.09.2018 inclusive. The Garmin vivofit 4 will [...]
Bupa are offering two months free cover to all new underwritten and moratorium members of Bupa By You Health Insurance (BBY). This offer will be automatically applied to all eligible policies that are quoted between 1st August 2018 and 31st October 2018 inclusive. The months free will be months 11 and 12. 1. Who [...]
There is still time to take advantage of our Partner Goes Free promotion which is still running. This promotion will be ending on 19 September 2018. The Partner Goes Free promotion entitles the second eldest member on the policy to benefit from the same level of cover for free for the first year only. A [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
