We've increased the LTV’s on our J2, J3 and J4 as follows: Customer age (based on youngest customer) J2 J3 J4 Single Life Joint Life Single Life Joint Life Single Life Joint Life 55 21.0 21.0 23.9 23.0 24.0 23.1 56 22.0 22.0 24.9 24.0 25.0 24.1 57 23.0 23.0 25.9 25.0 [...]
Rate and LTV Changes Please note that these changes will take effect from Friday 22nd February. MER AER Max Plus DD1 Age 60–71: 5.97% Age 60–71: 6.14% Age 72+: 5.69% Age 72+: 5.84% DD2 Age 60–71: 5.83% Age 60–71: 5.99% Age 72+: 5.55% Age 72+: 5.69% DD3 Age 60–71: 6.12% Age 60–71: 6.29% [...]
The level 3 Certificate in Equity Release meets the FCA'’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs. Our one day course will overview the entire syllabus with you plus vital examination [...]
With our new Income Lifetime Mortgage TV campaign now live, we’ve created a range of tools and white label materials to help you attract new clients - See our new marketing templates Many people tell us that they would like more disposable income to enjoy their retirement. Retirement isn’t what it used to be – [...]
We understand that more business is coming from older borrowers who are looking to borrow more or to re-structure their mortgages. We were one of the first to lend to those in, or approaching retirement and we are continuing to support later life lending, offering no maximum age limit at inception or termination of the [...]
Equity release is no longer seen as an option of last resort, which only a handful of advisers consider for their clients, but now forms part of holistic financial advice. Due to the increasing levels of demand for later life products such as lifetime mortgages, LV= are investing time and effort to shape even more [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: Canada Life add new dates to equity release exam workshops; Legal & General add new dates for equity [...]
As an adviser you wear a lot of hats, but a psychic isn't one of them. Lifetime mortgage interest rates are the lowest they've been for years. With more 2 life, you could secure a great deal for your clients from just 4.47% MER (4.56% AER). No one can predict the future, so if you [...]
We’re thrilled to announce that we’re introducing a second series of Equity Release Exam Workshops, due to the overwhelming demand we received for our first series of workshops, launched last month. Our Equity Release Exam Workshops, have been designed with mortgage advisers in mind. The equity release market is booming, and we're proud to be supporting advisers [...]
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