The private rental sector is key to the UK housing market. So we work hard to help you and your landlord clients. That means: Accepting personal income, to help with affordability. Reducing stress tests so we can say yes to more clients. Accepting applications from portfolio landlords. Offering plenty of product options, with a choice [...]

We’ve updated our Buy to Let and Holiday Let Mortgage lending criteria, which means we can help support you and your customers even more. We’ve lifted the limits We now lend up to £750k at 60% LTV and £500k up to 75% LTVWe now lend up to age 85 for Buy to Let and Holiday [...]

Our Mortgage and Property Report March edition has now been released. This issue discusses the importance and use cases of mortgage loan level forecasting models. We specifically explain our own "Vector" model and how we have used it to forecast various Brexit scenarios. Did you have a chance to look at our new campaign? We [...]

Vote for us in the 2019 Moneyfacts ILP Awards The awards season in 2019 is really kicking off in earnest, with voting now open for the 2019 Investment Life And Pensions Moneyfacts Awards. It would be hugely appreciated if you could consider nominating us in the Best Equity Release Service and Best Equity Release [...]

Today we’re reducing selected Buy to Let 2 and 5 year fixed rates as well as launching a new Buy to Let tracker rate. Buy to Let 2 year fixed rate reductions Purchase and remortgage Rate Fee LTV 2.14% £0 60% 1.74% £1,499 75% 2.34% £0 75% Buy to Let 5 [...]

We have increased the rate of four residential products and withdrawing the old products. Key highlights 1.99% Resi 2 year fixed to 01/06/2021 80% LTV No fees Purchase and remortgage 2.00% Resi 5 year fixed to 01/06/2024 75% LTV £800 (£0 upfront) Purchase and remortgage 2.10% Resi 5 year fixed to 01/06/2024 [...]

We've made changes to our Just For You Lifetime Mortgage. 1)       We are reducing interest rates to the following: Without facility With facility Product Cashback Min Advance Age range Age bracket for rate AER MER AER MER J1 £0 £10,000 55+ 55+ 5.24% 5.12% 5.29% 5.17% J2 £0 £10,000 55+ 55+ 4.70% 4.60% 4.75% [...]

Voting has just opened for the Financial Reporter Awards. If you value the products and service from the Family Building Society (and like their new intermediary website!) you can vote for them here. Voting has also opened for the What Mortgage Awards. The Family Building Society has been nominated in three categories at this year's What Mortgage Awards: [...]

Interest Only downsizing in retirement, what's available? When it comes to our Older Borrower mortgages, there's several options that borrowers can opt for as a repayment vehicle from downsizing to a sale of other property or Endowment. 80% of our borrowers opt to downsize...* We offer interest only mortgage solutions up to 60% with 80% [...]

I’m delighted to announce that from tomorrow morning (Tuesday 5 March 2019), Precise Mortgages will expand its Help to Buy proposition to include Help to Buy Scotland (available up to 80% LTV – 5% customer deposit and 15% equity loan) and Help to Buy Remortgage (£ for £ with no capital raising) throughout England, Wales [...]