We've withdrawn our first time buyer £1,000 cashback exclusives from our range. Withdrawals Residential (first time buyer exclusives) Term Rate Fee LTV 3 year fixed 2.45% £0 85% 3 year fixed 2.65% £0 90% 3 year fixed 3.60% £0 95%

If you have clients in the east of England the Ipswich is offering reduced rates for first time buyers and is able to accept gifted deposits up to 95% LTV. Called “Heartland Exclusive”, Ipswich Building Society is offering a fixed and discount option for first time buyers who are purchasing a property within Suffolk, [...]

FBS are confident their flexible criteria and personal approach to underwriting will maximise your BTL sales opportunity. They consider: Portfolio landlords Expats No minimum income BTL offset mortgage Their BTL offset mortgage can help to maximise returns for your landlord clients. This provides the option to use cash allocated for potential repairs for example, [...]

British society is undergoing a period of significant change Incomes are changing. A combination of political and economic factors have resulted in booming self-employment, the emergence of the gig economy, and the prevalence of zero-hours contracts. This means incomes are less regular, which may impact money management and could lead to credit issues. Properties [...]

From Monday 8 April 2019 we’re making some ‘market leading’ changes to our Equity Release proposition. We’re making a significant range of changes to our lending criteria and the big-profile areas are to allow customers to let out a self-contained part of their property and to use their property and land to carry out [...]

We are thrilled to announce our latest Shared Ownership product; MFD303: 3.35% Fixed Rate for 3 Years (Shared Ownership) Up to 95% of applicants share (either on house purchase or remortgage) NO Application or Product Fees Free Valuation Click here to download the product sheet

Retirement Interest Only 5 year fixed rate 3.09% Key Features: Available to clients aged 55+ For remortgage or house purchase To be repaid when a life event is triggered (no maximum term) Maximum loan of £750,000 (if above, please refer) Must be affordable to both applicants (if joint) Up to 50% LTV Click here to [...]

Platform; the intermediary mortgage brand of The Co-operative Bank, will not consider letting conditions across all mortgages that restrict landlords from letting to tenants in receipt of housing benefit. Although the clause wording will remain part of some documentation and processes in the short term, while system updates are made, all changes will be [...]

We have updated our product range from today, Tuesday 2nd April 2019, which includes the following: Updated Residential rates Lower rates across much of the Buy To Let range 80% LTV HMO/MUB available to whole of market AND WE'VE INTRODUCED £250 CASHBACK! In addition to our new rates, we have introduced £250 Cashback option [...]

Over the past 2 years we’ve been listening to your feedback in order for us to deliver a great customer experience to you. As a result, we have recently invested heavily in improving our process to give you what you need from a true specialist lender. Thank you for your ongoing support. [...]