Welcome to Febuary's PMI Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Morgan Price have updated the definition for excluded sports; Bupa Digital GP in association with Babylon; 2-year fixed premiums for Freedom Elite and Freedom [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Barclays make changes across their product ranges; Nationwide extend remortgage offer period; Precise Mortgages make improvements to Refurbishment Buy to Let product; Kensington [...]
What is a gift inter vivos policy and when should it be used? Roughly translated inter vivos means ‘between the living’. In the financial world a gift inter vivos policy relates to an insurance policy used to cover the inheritance tax liability that can arise when your client makes a gift to another person whilst [...]
Precise Mortgages is delighted to announce that Permitted Development Rights is now accepted on its popular Refurbishment Buy To Let proposition from Tuesday 11 June. Works completed under selected Permitted Development Rights, those where there is no change to the footprint or structure of the property will be considered, however any other heavy refurbishment [...]
Heritage Product Launch Pure Retirement are excited to announce our new Heritage Range which offers ERC-free partial repayments to the whole-of-market for the first time. We have responded to the diverse needs and priorities of those in later life by enabling our customers to manage their plans if their circumstances change. The flexibility of the [...]
Maximum Choice is now available with reduced rates and even higher LTVs, in order to give your clients even more choice and flexibility than ever before! View Rates & LTVs Here's a reminder of what makes Maximum Choice a true showstopper... Flexible with fees - where the fee free option is selected, [...]
Retirement interest only (RIO) mortgages and standard interest only lifetime mortgages are similar, as they allow your clients to pay the interest on the loan monthly. However, there are significant differences. With both products, the loan is redeemed when your client (or both clients if borrowing jointly) dies, or goes into long-term care. But there [...]
We accept an accountant's certificate up to 90% LTV. Please make sure... ...to use the most recent accountant's certificate on our website. ...the accountant provides a projection to support using latest year's figures where there's a sharp increase. ...the accountant has provided an explanation for any increase or decrease in profits and/or turnover. ...the accountant [...]
NEW SELF BUILD HUB NOW LIVE PLUS reduced self build product rate We're reducing our self build product rate to 3.99%. Loans are available for purchase or remortgage up to £750k and for borrowing up to 80% LTV. We're excited to announce the launch of our new self build hub, which you'll find on our [...]
We understand that certain professions aren't a typical Monday to Friday, 9 to 5, and that sometimes the people in these professions are dedicating themselves to better our nation, our community, our friends and our families... they are our Heroes. These everyday Heroes don't always have everyday circumstances, and that's why we've introduced the [...]
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