Minimum Age Residential loans - 18 BTL - 21 RIO - 55 Shared Ownership London 75% LTV restriction now removed – We are now able to lend up to 95% of the share nationally and as a reminder this does apply to new build shared ownership properties. Payment Holidays A 12-month capital repayment holiday [...]

This is a simple note to let you know that our RIO mortgages are now available in Scotland and the Scottish Islands (Scottish Islands by referral). Our normal criteria applies as per residential mortgages. There is only two key points that are noteworthy; LPA’s We offer a discount of 0.5% when an Lasting Power [...]

We have had a great first half of 2019: Business levels remain strong and on plan YTD. Accord BDM’s are seen as first point of contact by a lot of their firms to help with complex cases at High St rates. Service levels all year have remained consistent at 10/11 days to offer for [...]

We've reduced selected New Business 2 and 5 year rates by up to 0.30%. For full details of these updates click here or download our latest product guides. 5 year fixed rate reductions 5 year fixed products at 50% LTV, reduced by 0.05%, with rates starting from 1.89% Selected 5 year fixed products at 65% [...]

We're pleased to advise that from tomorrow we will be live with our new LOWER minimum loan amount - dropping from £100,000 to £70,000, helping more customers to achieve their Buy to Let ambitions! Lending criteria Buy to let product guide

To comply with PCI DSS (Payment Card Industry Data Security Standard) from Tues 9th July we will no longer capture the customer’s card details on MTE Application forms and Paper application forms.  This section has now been removed from the MTE and Paper Mortgage Application Forms.  There are no changes to the Focus Application [...]

Click here to see the latest factsheet from Precise Mortgages, this time featuring Debt Management Plans (DMPs). Hope you find the content of interest.

Win a £100 Amazon voucher  - take our survey for a chance to win! Tell us what you think for the chance to win a £100 Amazon voucher! We like to think we're a 'dab hand' at mortgages, as well as supporting our intermediary clients by providing you with information that is relevant, useful [...]