Interest rates have either decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only. New business and pipeline applications New Business All pre-sales illustrations produced on or after Tuesday 16th July 2019 will automatically be processed using the new interest rates; All applications received [...]
Great new changes available now New Superlite LTV tier Market leading rates across all 4 LTV tiers Minimum age of 55 for single and joint applicants Simplified options for cashback and fee combinations MER AER New Rates across our Full Heritage Range 3.89% - 5.07% 3.96% - 5.19% Click here for new LTVs [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: New improvements to Pure Retirements Heritage Range; Aviva announce interest rate changes; More 2 Life capital choice rates are decreasing. [...]
This is a very helpful guide to those who are looking to further their knowledge about accident, sickness and unemployment protection. Click here to view the definitive guide for selecting accurate ASU policies for your customers.
Our free and confidential service provides tailored advice, practical and emotional support for your clients and their spouse when experiencing difficult times. Julia went to her GP with a mole on her face and was told it was nothing to worry about. After frustratingly going back and forth to her GP she eventually was [...]
The Insurance Distribution Directive requires advisers to act in the best interests of customers. This article reflects on how the protection advice process needs to change emphasis in order to deliver on this requirement. Read now
Are you missing out on the income protection market? With the self-employed market booming, it’s estimated that 15% people are now working for themselves. The more people are inclined to work on a self-employed basis, without employer benefits, the more they need protection. 23% of UK employees do not save any of their income each [...]
Are the self-employed at risk? The self-employed workforce makes up 15% of the UK labour market, yet 82% of this group of workers do not have income protection in place. [1] This is particularly worrying when you consider that 3.8m of these workers work in the construction industry.[2] Good physical and mental wellbeing is [...]
Watch the latest CeMap TV panel debate covering the Mortgage Protection Market, and hear the expert opinions of Andy Philo, Vitality's Director of Strategic Partnerships and Employed Distribution. Discussed during the show are key challenges being raised in the market… The need for mortgage protection and the main barriers to getting it How to [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Kensington announce new lower buy to let loan; Hanley Economic announce that their RIO mortgages are now available in Scotland; Santander announce new [...]
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