Do your clients have a dream of home improvements? With Bank of England interest rates expected to rise, now is the perfect opportunity to improve the space we live in making it enjoyable for all the family and investing in the future. Did you know? Despite a third of all homeowners recognising that a [...]

Halifax have announced changes to a couple of  their first time buy and homemover products. Products effected include the new New Build and Affordable Houseing, Shared Equity/Shared Ownership including equivalent Green Home Products. The rate reductions of up to 0.25% on select 2 and 5 years 80-85%, 85-90% and 90-95% loan to value products. [...]

Bluestone have announced some significant policy enhancements across their entire product range providing further support those looking to make homeownership a drea, a reality. A couple of their major enhancements include: Mortgage office validity period increased from 3 months to 4 months 1 month bank statements now required for employed applicants. The changes come [...]

Newbury Building Society have announced a variety of special rates for intermediaries. Firstly the building society have announced they will be extending their Buy to Let lending area to cover both England Wales. Secondly, Newbury Building Society will now be lending on HMO's (Housing of Multiple Occupancy).  Full details can be found on their [...]

Virgin Money on Tuesday the 16th November announced they were making some changes to a couple of their mortgages. The mortgages that have been effected by the increase include: Purchase Exclusive  80% LTV 2 Year Fixed Rate with £995 fee will be increased to 1.63% 75% LTV 5 Year Fixed Rate with £995 fee [...]

Sometimes borrowers have complex needs, they haven't bought their castle yet and because of this  Teachers for Intermediaries are prepared to offer a variety of lending solutions for buyers of unusual properties. These properties include: Country retreats with paddock, stables, grounds, woodland or holiday cottages Conversion of two separate dwellings into single home (on [...]

TSB has increased maximum LTV for new build Residential and Buy to Let products from 16 November. Maximum LTV for new build flats and maisonettes is now aligned to maximum LTV for new build houses and bungalows at 85% LTV.  Maximum LTV on new build second homes, new build holiday homes and new build [...]

Santander have introduced a range of improvements for introducers the improvements will mean: You'll be able to capture the age of all dependants in Introducer Internet at application level to avoid any confusion. We'll check we have the best contact number for you so we can contact you via telephone if we have any [...]

Kensington are celebrating 25 years in business by offering free valuation, free legals or cashback options and debt consolidation for up to 90%. Further details about their offering can be found on the official Kensington website.

What will next year bring? We really hope you'll be able to join us for the last webinar in our autumn/winter series, where we'll be taking a look back on some of the highlights from 2021 and seeing what's in store for 2022. Webinar details Looking ahead to 2022 Thursday 18 November, 9:30am - [...]