The end of the year promises to be an active one for the remortgage market. The exact number of mortgages reaching expiry in the next month or two varies depending on who you speak to, but what’s undoubtedly true is that there are an awful lot of borrowers speaking to their brokers about their [...]

We wanted to let you know that we’ve made some changes to the following Clydesdale Bank products. Selected residential 85% LTV 2 and 5 year fixed rates have been reduced by up to 0.11%. Residential 90% LTV 2 and 5 year fixed rates have been reduced by up to 0.30%. Residential 95% LTV 2 [...]

Foundation Home Loans has enhanced its owner-occupied proposition further with new 90% LTV ‘fee-assisted’ 2- and 5-year products for residential borrowers, as well as a pair of ‘Professionals’ 5-year fixed rates at 75% & 85% LTV. NEW ‘Fee assisted’ 90% LTV in the F1 Owner-occupied range 90% LTV Fee assisted 2 year fixed or [...]

Effective 16th December we are making the following changes to our New and Existing product ranges: New Business Rate Changes Purchase: Rate increases of up to 3bps on selected 2 year deals Remortgage: Rate increase of 2bps and up to 25bps on selected 2 and 5 year deals respectively BTL Purchase: Rate increases of [...]

The Bank of England’s Monetary Policy Committee announced a 0.15% increase to the base rate today to 0.25%. As a result of this announcement we can now confirm the following: All customers who have existing mortgages which track the Bank of England Base Rate will see their account interest rate change (subject to any [...]

Following today’s decision by the Monetary Policy Committee to increase the Bank of England Base Rate to 0.25%, we’re increasing our tracker mortgage rates. Our updated tracker rates will be available from 17 December 2021 and reflect the change to the Bank of England Base Rate. Our tracker differential will stay the same. What [...]

At The Mansfield, we're proud to offer residential lending up to 70% LTV for capital repayment or interest only up to age 85. Mortgage repaid before age 70 Mortgage repaid from age 70 and up to age 85 Maximum loan to value 95% capital repayment. 75% interest only. 70% Acceptable repayment types Capital repayment [...]

The max loan size for all first charge residential mortgage products has been increased. Key features include: Available for Remortgage and Purchase, including First Time Buyers, up to 85% LTV Capital Repayment or Interest Only (Interest only affordability on Interest Only payment) 2yr, 3yr and 5yr fixed rates from 3.80% Previous Adverse accepted: Can [...]

Criteria Changes (applies to Standard, Specialist, HMO and Ex-Pat applications)  For new applications, with effect from the above date, SBI will make the following changes to our maximum loan to value for new build properties: New Build House:           Maximum LTV 70% (previously 65%)  New Build Flat:               Maximum LTV 65% (previously 60%)    Green Mortgage [...]