LV= Personal Sick Pay is our specialist income protection aimed at clients in riskier jobs who can be more expensive to insure, such as tradespeople, nurses, electricians and construction workers. It’s also ideal for clients who find it difficult to prove how much they earn, such as the self-employed or contract workers. It includes [...]
Johnny Timpson explains why SM&CR for insurance intermediaries represents a shift from responsibility to accountability. Read his blog to find out if you are SM&CR ready ahead of the 9th December deadline: Find out more https://www.scottishwidowsprotect.co.uk/inourmarket/blog/smcr
With HealthWise there’s less waiting A reported 30% of people find it difficult to contact their GP practice by phone1, and when something is worrying, time is of the essence. With awareness and use of online medical services increasing1, the way in which we are managing our health is changing. Moving towards a digital [...]
By Jennifer Gilchrist Alarmingly, most people continue to run the risk of life shocks without having an appropriate back up plan to help them cope financially, practically or emotionally. In Royal London’s State of the Protection Nation research, we measure consumer awareness and confidence in protection insurance. We’ve found that there’s still some way [...]
Principality Building Society has received two prestigious national awards for Best Regional Building Society and Corporate Social Responsibility, by the Mortgage Finance Gazette. The Society was awarded the Best Regional Building Society title for their product offering, which was based upon their interest rates and fees on a range of loan-to-value mortgages. Principality was [...]
Landlords need more support than ever across a sector where yields, costs and tax benefits are being squeezed. And with product numbers increasing - in terms of volume, variety and in some cases complexity – the value attached to a good, professional advice process continues to rise accordingly. But do you feel confident in [...]
A great solution for customers looking to get on to the property ladder with some help from their family. Product highlights Up to four applicants on the mortgage, with a minimum of one applicant on the property deeds – all four incomes considered Gifted deposit accepted from an immediate family relative Maximum age 80 [...]
Virgin Money are a lender who works hard for their intermediary partners. That’s why they’re pleased to announce that they’ve made some improvements to their lending criteria: Affordability They have increased the maximum loan to income for some of your clients, meaning they can now offer higher loan amounts. Loan to income multiples for [...]
Exciting news! We have reduced rates across our First Time Buyer range. The new rates are live now, we’ve included information on them in the table below. Product Old Rate New Rate 3 Year Fixed to 95% LTV - FTB 3.19% 2.89% 5 Year Fixed to 95% LTV - FTB 3.19% 2.94% [...]
Maximum 5.50x income - for residential remortgages where your client is borrowing the same or less. Giving your client a choice of standard legal fees paid or £250 cashback. ERCs apply Free standard valuation up to a property value of £2.5m. Please use our affordability calculator to see how much your client could borrow. Find out more here. [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
