Kensington: The next gen mortgage is here…
Fixed from 11 to 40 years with a monthly payment that never changes Greater borrowing power No ERCs for life events For FTBs, home movers and remortgagers Up to 95% LTV 10% overpay from day 1 Discover More
Fixed from 11 to 40 years with a monthly payment that never changes Greater borrowing power No ERCs for life events For FTBs, home movers and remortgagers Up to 95% LTV 10% overpay from day 1 Discover More
Selecting a buy-to-let lender for a portfolio landlord can be a challenge for advisers, as they will need a lender that can offer a suitable interest cover ratio to maximise the amount of potential borrowing without heavy underwriting on the background portfolio. At West One, our individual approach to underwriting means that we review [...]
January is the month to think about holidays, and LendInvest's Buy-to-Let Director, Andy Virgo, analyses the opportunities and potential challenges in the holiday let market in the year ahead and how they will continue supporting landlords in this space. Find out more here.
You asked….we listened! For self employed applicants (where applicable) we will now take either net profit after tax + salary, or salary + dividends, whichever is higher. We will use the latest years figures* if the increase is less than 20% - if more we simply use an average of the last 2 years. [...]
New business 60% LTV withdrawals and other changes On Wednesday 19 January we’re making changes to our new business and product transfer ranges. New business In response to market conditions, we’re temporarily removing all 60% LTV fixed rate products and increasing rates or fees on selected products. The great news is we’re reducing some [...]
We’re listening and evolving at the pace of your world to make sure you can help more people make their next move, whatever their circumstances. To mark this evolution, we’re updating how we look – brighter, bolder, more dynamic, progressive, and inclusive than ever. Our vision, however, remains firmly the same. We see people, [...]
It's the New Year, so it's time to reflect and refresh! Over the next few weeks, we are going to be taking you through our new policy amendments and new products, so check your inboxes... We've updated our remortgage product range, so now we can offer either free basic legal fees or a £500 [...]
We’re getting in touch to let you know that we’re temporarily removing our 5-year Prime mortgage products from sale. This change will be effective from 8pm on Tuesday 18th January 2022. We have taken this decision as a result of the current environment in which fixed rate pricing has increased over recent weeks. Please [...]
We've launched a new high LTV product range Our new products are available up to 95% LTV for residential house purchases, including New Build, and re-mortgages. The products are fixed at either two or five years with interest rates ranging from 2.35% to a highly competitive 2.85% for our 95% LTV 5 year loans [...]
Working with you... Making changes to an application Let us know about any changes straightaway. You can send us a message via case tracking (MATS) in Introducer Internet for the following. Type of material change Help us process your application as quickly as possible Loan amount Provide a clear breakdown of the new loan [...]