Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Guardian accept business above non-medical limits & restart face-to-face medicals; Vitality resume face-to-face screenings; Royal London resume requests for medical evidence; Aegon release [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Aegon, Aviva, Guardian and Legal & General introduce premium deferral options; Legal & General introduce online trust process; LV= help support your clients’ [...]
Welcome to Febuary's PMI Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Morgan Price have updated the definition for excluded sports; Bupa Digital GP in association with Babylon; 2-year fixed premiums for Freedom Elite and Freedom [...]
In uncertain times, people typically focus on getting their finances in order. This could mean your clients are re-mortgaging to prevent any payment shocks. Or looking for protection that offers flexibility and extra peace of mind. What we offer your mortgage clients Free Cover - waiting on a mortgage completing can take time. That’s why when your [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= talks Income Protection tailored for clients who rent The Exeter is saying "Thank you" for the continued support Berkeley Alexander is writing [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just: New business update for Equity Release CanadaLife: We’ve enhanced our Capital Select Options LV= Lump Sum+ Revised Rates [...]
At Bath Building Society we have a small experienced mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting. All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather [...]
20% of people rent the property they live in? And for many, this is a longer-term option. However, people that rent still need the right cover and support in place if they're unable to work due to illness or accident, otherwise, they may find themselves unable to pay their rent and day to [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA [...]
Payment Services Directive 2 (PSD2) came into effect in September potentially impacting mortgage brokers, independent financial advisers and other intermediaries.It will come into play when using a client’s card to pay for something online with the provider such as insurance premiums, surveys and admin fees on a mortgage application. The payment service providers have [...]
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