In Johnny Timpson’s latest blog he highlights how your organisation can get involved in Purple Tuesday, an initiative aimed at creating more accessible customer experiences for disabled people. Read more
Wednesday 6th November was National Stress Day, created by Mind, the mental health charity, to get people talking about stress and how it affects them1. What is stress? Stress is a normal part of every-day life and is the body’s natural reaction to feeling threatened or under pressure. Life pressures such as work, home, [...]
In continued support of the Armed Forces, Metro Bank is now accepting Forces Help to Buy (FHTB) as a source of deposit for residential capital repayment applications. What is the process? You will need to submit the mortgage application as normal however when you come to the loan details, you will need to select [...]
Here at LV= we are committed to helping advisers help their clients. This winter we want to encourage advisers to share with us meaningful stories where they’ve recommended a lifetime mortgage which has completely transformed their client’s later life experience. If you have a case study which tells a fascinating story and you have [...]
The thoughts that an average buy-to-let (BTL) investor is someone who wanted to get a better return on investment (ROI) by trying BTL with one or two properties, has undergone a radical change in the past eighteen months. Tax changes and affordability testing have changed the landscape. The easier pickings in terms of yield [...]
Virgin Money have deals available up to 80% LTV for both purchase and remortgage applications, and up to 75% LTV for portfolio landlord applications. So there’ll be something for everyone in their buy-to-let product range. To find out more, visit the website, talk to your dedicated Business Development Manager or contact your Regional Service [...]
A recent IMLA’s study: ‘Last-Time Buyers: the challenges and opportunities for 55+ homeowners wanting to move’, found that nearly 200,000 owner occupier housing transactions in England are now made by the over-55s, or so-called last-time buyers (LTBs). At Buckinghamshire Building Society we have long been a lender that supports older borrowers offering a range [...]
It is a requirement for Foster Carers to be registered as self-employed and submit an SA302 however, the SA302 will only state the income received after allowances have been applied. Currently, Foster Carers receive the following tax-free earnings: Tax exemption There is a fixed tax exemption of up to £10,000 per year (less if [...]
Almost a year on since the launch of the Voluntary Right to Buy scheme pilot in the Midlands, it’s in serious danger of being considered a failure. The Ministry of Housing, Communities and Local Government confirmed that as of June 2019, just 184 sales had been completed and 5% of the allocated £200m pot [...]
We'll consider BTL remortgages with capital raising for personal use up to 75% LTV including debt consolidation. 4% BTL affordability rate available on: Remortgages without capital raising (all products); Purchase or remortgages with capital raising (5 year fixed products only). If at least one applicant's income tax band is 20% or less, we'll use [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
