Virgin Money make buy-to-let more accessible by allowing landlords to use their personal income to top up rental income. Personal income can be used on rental shortfalls between 100% and 145%, calculated at an interest rate stress of 5.50%. As long as there is a combined gross minimum income of £50,000, they aren’t a [...]
We've made some changes to our mortgage range.You can download a PDF of the updated ranges for New and Existing customers here for a summary of the changes. For a summary of the changes, visit theLatest News section on our home page.If you have any questions you can log on to LiveTALK, our dedicated intermediary [...]
We're happy to announce that we have reduced many of our rates on the Young Professional, Select, Select Premier (large loan) and Hero mortgage ranges. You can download the new residential guide here. To get more information, please contact your Account Manager.
We understand how challenging it can be for you to overcome your clients’ perception of protection insurance. For far too long, income protection, in particular, has been an afterthought placed in the ‘too difficult’ pile to worry about another day. To support your protection conversations, we offer a financial calculator to help highlight the fine line [...]
This mission is based on a real case. Individuals have been anonymised to protect their identities, maintain cover, and avoid compromising any ongoing missions. MISSION: The interesting case of the IT consultant and the cancelled application STATUS: Completed Background: IT consultant XXXX was a next-time buyer who was purchasing a new-build property near Sheffield. [...]
We have updated our Mainstream New Business range. Product Changes Fixed rate end dates unchanged. Product codes unchanged. New Business Mainstream 2 year fixed rate 95% LTV temporarily withdrawn Buy to Let No change Help to Buy No change Product Switch Mainstream No change Buy to Let No change Download our new business mainstream residential [...]
We have some really good new material which could be used in campaigns or added to your website. Take a look at the links below: ASU video A short educational look at how ASU works and how it can be combined with Income Protection to both lower costs and provide more extensive cover. https://vimeo.com/345501737/a538ef1c38 [...]
Staying fit and healthy means being active. Whether your clients play football on the weekend or heads to the gym after a hard day’s work, it’s important they protect themselves against accidents and injuries that could stop them in their tracks. So that clients can keep enjoying the activities they love, they can add [...]
Accepting more income means a higher loan amount We can accept income from - Contractors - ee can accept the day rate for Fixed Term Contracts - Second Jobs - 100% accepted (subject to working hours) - Lodger Income - Most state benefits - Overseas Income - Non UK Tax Payer These are just [...]
The protection industry recognises that more needs to be done to support individuals that live with mental health problems, according to Deepak Jobanputra, the deputy chief executive at Vitality. On a recent FTAdviser Podcast, Deepak discusses the challenge of improving mental health in the industry and says “we need to be clearer to advisers and [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
