We have produced a Q&A format article with our Business Development Manager, where he discusses the latest market and industry trends for Equity Release. Q: Why do you think the Equity Release market continues to grow? A: The Equity Release sector is going through a significant transformation and we are definitely moving away from [...]

Here’s a full list of the changes with product codes in brackets: Exclusive Residential Rate Changes 2 year fixed rate purchase [FO20454] 60% LTV, decreasing by 7bps from 1.37% to 1.30%, product fee £995, £250 cashback [FO20455] 60% LTV, decreasing by 7bps from 1.91% to 1.84%, product fee £0, £350 cashback [FO20456] 70% LTV, [...]

We are excited to announce the launch of a new range of HTB specialist mortgage products for first time buyers, movers and remortgagers, including an option specifically designed for HTB staircasing. Our specialist lending criteria applies, including a minimum income of £15k, up to four incomes accepted, impaired credit history, complex incomes and competitive [...]

Plus top slicing now available on 2-year fixed rate buy to let We've reduced rates on a range of later life, expat and buy to let products, including our five year fixed and discounted rates. Additionally, we can now top slice on our 2-year fixed rate BTL product. What is top slicing Top slicing [...]

Furness for Intermediaries has added two 5 year products to their Holiday Let range. The new 5 year fixed rate products carry a pay rate of 3.34% for cases up to 65% LTV and 4.49% for cases up to 75% LTV. Both products have a £1,250 product fee. As with all Holiday Let products [...]

Improvements to our mortgage range and withdrawal of £1,000 cashback exclusives we’ve improved our new business mortgage range by withdrawing the 50% LTV Key Account exclusives and introduced these into our standard range at an increased LTV of 60%, meaning more of your clients can benefit from these market leading rates. We’ve also withdrew [...]

we are pleased to extend the end dates on 7 residential products. Find out more

We have re-introduced the following Buy to Let limited edition product back into the range: Availability: All Buy to Let types 89% fixed for 2 years £995 fee Max loan £500k Tier 1 75% LTV Both grid and accompanying product guide are attached for your use. The product is available across the whole Buy [...]

As from Thursday 1 August 2019, we’re increasing LTV’s on our J2 & J3 series. J2 increases for all customers ages and J3 increases for customers between the ages of 60 to 74. Please see details below: Age   NEW J2 LTV NEW J3  LTV 55 21.6 24.0 56 22.6 25.0 57 23.6 26.0 [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Santander make improvements to mortgage range; Vida launch new help to buy mortgage; Ipswich Building Society reduce rates on expat, buy to let and [...]