There are 15 million people in England living with a long-term health condition and NHS England expects this figure will increase over the next ten years[1]. A long-term health condition is defined as a health problem that can’t be cured, but can be treated with medication or therapies, for example, diabetes or high blood [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: The Exeter share how they are making protection more accessible; Metlife want you to join their September protection webinars; Watch Vitality Life's short [...]
Ways you can speed up your applications Specialist lending isn’t as complicated as you think. View our top tips to boost your turnaround times and avoid delays. Find out more here.
The beauty of a Second Charge mortgage is in its flexibility to be used for a wide variety of circumstances such as: Debt consolidation Paying tax bills Deposit to buy an investment property Business injection Paying school fees In fact a Second Charge can be used for all lawful purposes and with rates starting [...]
Highlights 95% discount off SVR for 2 years (payable rate of 3.29%) Available for home purchase for first time buyers only Minimum loan amount £50,000 Maximum loan amount £500,000 Up to 95% LTV £500 cashback paid on completion to solicitors No arrangement fee or product fee Valuation fee on sliding scale Minimum age 18 [...]
It's been a busy time for Kensington and I wanted to make sure you're kept up to date on our additions to the team, a couple of Special rates and our latest news. Investing in Growth We've been investing in the future, with new members joining the National Account team, Field Sales team and Business [...]
We're pleased to announce the release of four new exciting products as part of our summer headliners campaign. These include: Buy to let 5 year 75% LTV product for individual units including fee saver option; Buy to let 5 year 75% LTV product for HMOs and MUBs with fee saver option; Buy to let [...]
All of Ipswich Building Society’s deals are available up to a 40-year term, with the exception of buy to let. How could your client benefit from taking out a longer term mortgage? Read on to find out… 40-year mortgages have been growing in popularity over the last 5 years, with the number available increasing [...]
You are invited to our local free event on Wednesday 17th July 2019 at the Holiday Inn, Caton Road, Lancaster, LA1 3RA from 9am - 12pm. The morning will be relaxed and informal, focusing on Holiday Let markets, Holiday Let criteria and USP’s, plus a guide to submitting a Holiday Let application. Your presenters [...]
In July Crystal are committing to extra help and guidance for our brokers on Development Finance and Heavy Refurb Bridging. What constitutes 'Heavy' Refurb bridging? Lenders will have differing criteria for determining this but the following is what is generally referred to as 'heavy'. Structural changes (e.g two rooms made into one) Planning permission required New extension [...]
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