Santander is removing cashback from all 85 per cent loan to value (LTV) fixed-rate purchase products from 10 July. All products will still receive a free standard valuation, up to a property value of £2.5m. Four products are affected – a pair of two-year and five-year fixes with fee-free and £999 fee options. [...]
We've teamed up with Cover Magazine to produce an interactive digital guide to income protection for advisers. Inside you will find sales tips and tricks, expert opinion and plenty of visual takeaways you can incorporate into conversations with clients. View Magazine here
The Family Building Society believe in flexibility. They won't say no to your clients just because of their age or because they don’t tick the ‘normal’ boxes. They’ll always treat your client as an individual and look for ways to say yes. See how they can help your clients.
We'd like to hear your story At Royal London we remain committed to supporting the adviser market; steadfast in the belief that financial advice has the power to change lives. That’s why we’re always looking for new ways to show the positive impact your services can have, especially for those who have yet to [...]
Wouldn't it be great if you could view provider's non-medical underwriting limits at the quoting stage, helping to speed up the application process and set your client's expectations? Well... now you can! This feature is available in SolutionBuilder on single benefit quotes and includes both Life and Critical Illness cover products. [...]
The lender will no longer accept borrowers who have a County Court Judgement (CCJ) or a default showing on a credit report. This applies to satisfied CCJs, that remain visible on a credit file, and defaults as well as unsatisfied credit issues. Borrowers who have two or more consecutive missed payments on any item [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal Bank of Scotland releases Leicester lockdown guidance; Foundation Home Loans widens their residential offering; Metro Bank release new large loans of up [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: CanadaLife have extended the £0 completion fee on their Capital Select Options; Paymentshield covers their cut home insurance pricing to help energise your [...]
The move comes after the society experienced “overwhelming demand” for the product as other lenders pull back from high LTV lending. Read more
Generation rent is a term regularly to describe the increasing number of renters in society today. Whilst the term generally refers to the volume of young adults who rent due to high house prices, there remains a significant proportion of older adults that also live in rental accommodation. Protecting the income of all such [...]
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