A key part of any consumer vulnerability policy is assessing and recording a client’s vulnerability. But doing this consistently can be difficult so we’ve developed a Client Wellbeing Checklist template to help make it easier. Find out more

We are all about real life lending, making the unusual cases work for your clients particular needs. This is even more relevant now than it has ever been. So here is a quick reminder of a few key features that our Buy to Let range can offer: We have no minimum income.  We ask [...]

We have  reintroduced our Ex-Pat Buy-To-Let mortgage.  The product offers a 2-year discount, and customers must earn the equivalent of £25k from either personal or business income. However, affordability for the loan will be calculated on rental income. We have no maximum age at entry or exit of the mortgage, and we accept first time [...]

Updated rates for specialist BTL from Foundation Foundation Home Loans are making a number of rate reductions across all BTL product tiers and property types from Thursday 17th September for limited company and individual landlords. Up to 60bps on selected BTL 5-year rates; Up to 30bps reduction on some 2-year fixed rates; All product [...]

We are delighted to let you know that the finalist announcement for the 2020 Mortgage Club Awards is now available online here. As we are all aware, 2020 has been an incredibly challenging year for us all, and despite our best efforts, we unfortunately won’t be able to hold our usual face-to-face celebration. So [...]

We’re delighted to let you know that we’re repeating our limited release 90% LTV products  for first-time buyers* Thanks to our underwriting team working incredibly hard to process the applications and the support we’ve received from brokers submitting well-packaged cases and using our online portal for updates, we’ve been able to manage our capacity [...]

Whilst our teams are busy dealing with your cases and maintaining our service levels, here’s a few helpful tools you can utilise to help with your queries: Visit our dedicated coronavirus web page which is regularly updated with FAQs and helpful information; Track applications in progress via Mortgage Application Tracking System (MATS); Visit our website [...]

We will be increasing rates across some of our Vida 1 BTL and Vida 1 2 year Residential products as well as on our HTB Purchase range at 8pm on Monday 21st September: Replacement products will be available on Tuesday 22nd September All DIPs for current products must be submitted by 8pm on Monday 21st September. [...]

We’re here to support you with your BTL clients and understand how frustrating it can be when a case is delayed due to a minor mishap! Here are some key things to look out for when inputting your cases online. Top tips for you... Make sure you add your Mortgage Club to your profile [...]

Great news! The window has now opened for customers to switch mortgage deals that end on 31st December 2020.  Over the next few weeks we will be writing to all customers who are rolling off in December, where we highlight the option of speaking to their previous broker, or a broker of their choice. [...]