Atom Bank is re-entering the mortgage market with a range of purchase and remortgage products. The lender has revised its product range and will now be offering two and five-year purchase and remortgages for new customers, up to 80% LTV. During the pandemic, Atom made the decision to temporarily withdraw its products for new [...]

We have updated our Residential Mortgage Calculator to ensure that your self employed customers can have their affordability accurately assessed. You will no longer be required to contact your BDM for the majority of cases. The calculator will have four additional fields you will need to populate: Loan amount on Capital and Interest Cases [...]

Our new Interest-only mortgages could be a great choice for your residential clients who want more control and flexibility over their finances. Lending criteria at a glance: No minimum income requirement – but your client must have sufficient income to support an equivalent repayment mortgage and meet our repayment affordability checks; A maximum of [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Atom Bank re-enters mortgage market; The Coventry launch new interest only range; Vida Homeloans returns to market to change mortgages for good; HSBC [...]