We just wanted to update you on some more positive changes we have made to our lending criteria. Don’t forget, our 90% LTV residential products are available to support your customers (please see our Product Guide for full terms and conditions). So what’s changed? Bonus/Commission/Overtime - 50% of cash bonus/commission/overtime from the last year [...]
Helping you find online answers to your criteria questions From the maximum loan size to acceptable deposit sources - be sure to check our latest criteria before submitting your case to prevent any delays with your applications. A-Z of lending If you already know what piece of criteria you are looking for, our A-Z of lending criteria [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Platform relaunch mainstream and buy to let ranges; TSB relaunch 2 year fixed residential products; Virgin Money are increasing rates. [...]
Download our simple body diagram to support you in explaining the reality of Critical Illness to your clients. Find out more
Vitality have consolidated their plan options into just one plan, one Optimiser and a range of options to meet all your clients’ needs. So now you can build a plan in three simple steps. Begin with your clients’ Core Cover. Choose one or more of Vitality’s Defaqto five-star rated Core Covers – Term or [...]
When it comes to life cover, it’s time to get real As a financial adviser, you know that every single one of your clients is unique. Whether it’s their medical history, financial commitments, or their future aspirations, every conversation you have will be different. Being unique can have its challenges, especially when it comes [...]
As we enter the second day of Lockdown 2.0 and the Furlough scheme is extended to March 2021, LV= become the second insurer to announce an extension to their support for those struggling financially due to the virus. LV= were the first to introduce a payment break facility back on 22nd April and since then [...]
Putting a life policy in trust has many benefits. For a start the proceeds of such a policy will bypass the deceased’s estate and as such beneficiaries will receive the money quicker and without any inheritance tax implications. It also gives the policyholder greater control over who receives the assets. Much work has been [...]
We've seen a lot of interest in our 90% LTV product since launching it earlier this week. Supporting this area of the market, and in particular first time buyers, is really important to us. We still need to balance this though with maintaining new and pipeline service levels, as well as focusing on our [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Pepper Money release 85% LTV range; Precise Mortgages announce reduced fee buy to let mortgages up to 70% LTV; Accord extends 90% LTV [...]
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