Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Guardian accept business above non-medical limits & restart face-to-face medicals; Vitality resume face-to-face screenings; Royal London resume requests for medical evidence; Aegon release [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Coventry Building Society release 90% products TODAY till 8pm Monday; Common packaging issues to avoid unnecessary delays from HSBC; Virgin, Clydesdale and Accord [...]
Royal London will resume requests for medical evidence in partnership with Medicals Direct Group and Square Health. Safety protocols will be in place including the use of PPE and single use equipment and the disinfecting of equipment that will be used multiple times where possible. Pre-appointment phone calls will take place with individuals to discuss [...]
One of the impacts of COVID-19 was being unable to get the medical evidence we needed to underwrite some applications, which meant we had to restrict applications temporarily to below our non-medical limits. From today we have lifted that restriction. We can now accept and underwrite applications above our non-medical limits for all our products. [...]
Coventry for Intermediaries is launching a limited tranche of products at 90% loan-to-value (LTV). This move aims to manage its capacity to support the market while protecting its service levels and its wider proposition. Two 5-year fixed 90% LTV products for new business will be launched today (Friday 12 June) and close at 8pm Monday [...]
We're delighted to let you know that we've made an additional positive change to our criteria this week. With immediate effect we're re-introducing 70% LTV across our later life lending range, up to a maximum loan of £1m and property value of £2m. To find our new 70% LTV rates go to https://lnkd.in/dmdQD77
With so many things changing within the Mortgage Market is sometimes difficult to keep on top of the changes to criteria that mean you have more opportunity to offer a product to your clients. That's why we have introduced our COVID-19 Criteria Alert emails. As soon as anything changes we will send you a short bit [...]
The move will mean that advisers will be able to obtain higher levels of cover for their clients. From 9 June Vitality Nurses will resume face-to-face screenings with the introduction of new protocols and precautions to ensure the safety of both clients and staff. The return will be managed as a phased return of the [...]
The 8 June marked the start of Diabetes Week in the UK. With more than five million people expected to be diagnosed with diabetes in the UK by 2025* it is a very real health issue facing your clients and their families. At the age of 42 Fiona, an events manager and mum to twin [...]
In her latest CuraVision The ABCs, Kathryn talks about Hannah*. Hannah had been living with HIV for a number of years, had a long history of depression and had been diagnosed with autism a few years before speaking with Cura. After conversations with Hannah it was determined that she already had some insurance in place, covering roughly [...]
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