Join us at 10:30am on Wednesday, 2 December to learn more about trusts and the nomination of beneficiaries. We'll show you how they can help you create better protection outcomes for your clients by ensuring the right money goes into the right hands at the right time. Get more details and sign up now. [...]
We’d all love to have perfect health, but in the real world, not everyone is that lucky. Real Life is designed to help your clients living with serious or multiple medical conditions get the valuable cover they need to protect themselves and their families. In short, it’s what makes us different from other life [...]
The Equality Act plays an important role in decision-making for the insurance industry. In his latest blog, Johnny Timpson looks at how an industry that relies on huge amounts of data can ensure compliance with the Act, while at the same time continue to assess risk. Find out more
Back in May (I know that seems a lifetime ago), Zurich came to market with a package of options to help support vulnerable customers just days before the FCA outlined their expectations of insurers (see here for full details). Their approach provided three ways consumers that are suffering financial difficulty can reduce their premiums [...]
Life insurance has never been more relevant, with more and more people looking for ways to protect their health, and their loved ones' futures. To help you discuss our new simpler, better and easier life insurance proposition with your clients we’ve created an interactive guide that can be shared with them before or after [...]
For intermediaries only There's certainly been no shortage of news in recent weeks - while the outlook for 2021 is looking more positive, the uncertainty surrounding the next few months hasn't gone away. That's why we're continuing our focus on supporting you and your business, with ways to make it easier to do business [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London launch an alternative to trusts; LV= extends support for vulnerable customers; Vitality helps you build a plan in three simple steps. [...]
Coronavirus continues to have an impact on many people’s income, and with the furlough scheme now extended until March 2021, Coventry for intermediaries has recently clarified their income policy. They have also stressed how important it is that no one proceeds with a mortgage that’s unaffordable. Therefore brokers are reminded that they are obliged [...]
We have re-launched our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Criteria Changes We are reducing the LTV at which our maximum income multiplier of 4.85 can be considered from 80% to 75% LTV. We have updated our lending criteria and affordability calculators to reflect this change [...]
TSB is re-introducing 2 year fixed, 60-85% LTV Residential First Time Buyer, House Purchase and Remortgage products. You’ll find the new product guide here. Please contact your National Account Manager if you have any questions.
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