At The Exeter, we love income protection (IP) and despite sales having increased by 21% in 2019*, we know that it doesn’t get enough airtime. That’s why we’ve put together a six point manifesto which sets out the reasons why IP should be at the heart of your protection conversations. It’s time to join [...]
The new approach to critical illness launched by AIG has certainly opened up the possibilities for the future developments in the critical illness market. It's impact based approach to certain types of conditions is impressive and has earned praised from our independent panel of doctors. To help you better understand the intricacies of the [...]
The Virgin Money National Accounts team have launched a Podcast series with Episode 1 talking all things Fraud Sam Kirk hosts the first Virgin Money Asks podcast, discussing the impacts of fraud and what to look out for, with fellow National Account Manager Robin Brennand, and our internal security consultant & fraud expert Sara Wilson. [...]
Introducing our Autumn Buy to Let Specials! As your Mortgage Strategy Lender of the Year 2020, we are dedicated to supporting your customers in meeting their borrowing needs. I’m delighted to announce that today we have launched new limited edition Autumn Special buy to let mortgages, aiming to provide more solutions for landlords. Tier 1 [...]
We’re pleased to confirm we’re launching a number of competitive new purchase and remortgage products into both our Residential and Buy to Let ranges. Key Changes These changes include launching a suite of competitive new products including: New 75% LTV Residential 2 Year Tracker rates, available for purchase and remortgage applications for loans up to [...]
On Tuesday 20 October, we launched a wider range of mortgage products for new customers. Summary of changes New products: • 80% LTV Fee Offer 2 and 5 year fixed rates from 2.28% • 75% LTV Fee Offer BTL 2 and 5 year fixed rates from 2.79% • 85% LTV Professional 5 Year Fixed Rate [...]
We have refreshed how we assess self‑employed applicants whilst maintaining a common‑sense approach. We would strongly advise that all cases should be discussed prior to submission with your BDM to ensure they meet our requirements. Find your nearest BDM here. Self‑employed highlights Salary & Dividends are used as standard. An average of last 2 years [...]
Do you have clients who are looking to finance a specialist property type such as a HMO, multi unit block or short term let? We can help. Here's a brief look at how: HMOs - up to 8 bedrooms Multi Unit Blocks - up to 10 units Short term lets - no AST required No [...]
On Tuesday 20 October, we increased selected residential, Help to Buy and Buy to Let rates at 60%, 75% and 85% LTV by up to 0.35%, and withdrawing our 85% LTV 2 year fixed purchase and remortgage products. In addition, charge and benefit end dates and the completion deadlines on our range will move on; [...]
We are pleased to announce the launch of a new HMO Buy to Let packager exclusives with Landbay. The products are up to 0.25% cheaper than the equivalent lender core range with the added benefit of an extra 10% Loan to Value. Click here to access product details.
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