We are pleased to confirm we've made a further number of positive changes to products across our Residential Purchase, Remortgage and Reward ranges. Key purchase change highlights These changes willl see us reduce a selection of our 60%, 80% and 85%  2 and 5 Year fixed rates by as much as 0.18% and in [...]

To calculate the percentage loan to value (LTV) when a product transfer (PT) is required, we use an indexed valuation figure which is updated quarterly by the Halifax Housing Price Index (HPPI). Ahead of the next changes to HHPI, expected in January, we wanted to take this opportunity to remind you that our online [...]

We've reduced the interest rate on our J6 LTV series J6 Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 65-95 5.31% 5.44% 1% £0 £10,000 65-85 5.41% 5.55% 2% £0 £10,000 65-85 5.51% 5.65% 3% £0 £10,000 65-85 5.61% 5.76% 4% £0 £10,000 65-85 5.71% 5.86% 5% [...]

Our 3-year and 5-year FIXED RATE Shared Ownership mortgage products are BACK! Find out more HERE. Don't forget: New instant chat service now available; No credit scoring - all cases are assessed on individual merit; Tailored underwriting with each case individually considered. A dedicated BDM happy to help you on an individual basis. [...]

After a strange year, with many of the challenges still remaining this year, what can brokers and professionals landlords expect from the Buy-to-Let market in 2021?  As well as learning the lessons of the past year, lenders need to continue offering new and innovative financing that can allow brokers and their clients to get the best [...]

If your customer runs their buy to let business as a limited company, Precise Mortgages could have the specialist solution that could help: Available for purchase and remortgages; No limit on shareholders under the age of 21 (must be director dependants); Up to 20 buy to let mortgages to a combined value of £10m [...]

With home improvements top of many peoples New Year's resolution list, either to help maximise their current living space or help add value before selling up, now could be the perfect time to discuss secured loans with your clients. As your dedicated master broker, The Right Loan will deliver a seamless service to your [...]

We've reduced selected remortgage rates by up to 0.45%. And we're reducing selected first time buyer, house purchase and shared equity rates by up to 0.40%. Plus, we're also reducing selected switcher products at 60% and 75% LTV by up to 0.20%. For further details click here. Important information You can reserve a product [...]

Changes to Family Building Society (FBS) Expat Buy to Let applications From 1 February 2021, FBS will require Expat applicants to have a UK correspondence address. Visit their Intermediary website to find out more.

We wanted to let you know that from today, Wednesday 13 January, we can accept variable income (bonus, commission or overtime) in our affordability assessment. Here's what we'll accept Variable income must have been received after 2 December 2020 to show that customers have continued to receive variable income through the challenging economic conditions; [...]