01. January

Pure Retirement: Rate reductions on heritage and freedom 40 ranges

By |2021-01-21T11:29:38+00:00January 21st, 2021|01. January, 2021, 22, Lending into Retirement, Provider News|

Rate Reductions on our Heritage and Freedom 40 Ranges MER AER New Rates across our Heritage Gilt ERCs Range 3.67% ‐ 4.39% 3.73% ‐ 4.48% New Rates across our Heritage Fixed ERCs Range 3.72% ‐ 4.44% 3.78% ‐ 4.53% New Rates across our Freedom 40 Range 3.97% ‐ 4.49% 4.04% ‐ 4.58% [...]

Nationwide: Increased maximum term on 90% LTV lending

By |2021-01-21T12:49:41+00:00January 21st, 2021|01. January, 2021, 22, Mortgage, Provider News|

We've increased the maximum loan term at 90% LTV back to 40 years. This change applies to all cases that receive their first DIP on or after Thursday 21 January. Please remember that for lending over 85% LTV, our enhanced criteria still applies. Have you noticed our improved timescales? On average, it currently takes 15 working days [...]

Just: Service update

By |2021-01-21T11:07:11+00:00January 21st, 2021|01. January, 2021, 22, Lending into Retirement, Provider News|

Please see below for our weekly summary: Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked             STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 [...]

Canada Life: We’ve reduced the interest rates on our Lifestyle Options

By |2021-01-21T11:11:10+00:00January 21st, 2021|01. January, 2021, 22, Lending into Retirement, Provider News|

We’re pleased to announce we’ve made changes to our Lifestyle Options from 10am this morning - Monday 18th January. We have:Decreased interest rates on Lifestyle Lite and Gold including Flexible variants.Our new interest rates are shown in the Product Information table below highlighted in red.Product Old Interest rate (MER)New Interest rate (MER)Old Interest rate (AER)New [...]

Digital Mortgages: Our rates have changed

By |2021-01-21T14:48:07+00:00January 21st, 2021|01. January, 2021, 22, Mortgage, Provider News|

We have increased the rates of the following products: 2 year purchase products in the 85% and 90% LTV brackets; 5 year purchase products in the 90% LTV bracket; All other products and features remain unchanged. The new rates have been available on sourcing systems from Tuesday 19th January, and our rate table and [...]

Weekly Mortgage Update – 22nd January 2021

By |2021-01-22T09:44:10+00:00January 21st, 2021|01. January, 2021, 22, Mortgage, Provider News|

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Santander announce new 90% first time buyer exclusives; Nationwide increase maximum term on 90% LTV lending; Metro Bank cut LTV rates by 0.40%. [...]

LV= Increase non-medical limits for FPP income protection

By |2021-01-21T12:31:11+00:00January 21st, 2021|01. January, 2021, 22, Covid-19 Protection, Protection, Provider News|

With the country returning to enforced lockdown, many hospitals at capacity and an ambitious vaccination program being rolled out, the NHS will inevitably be stretched for some time. Understandably every resource should be directed at combating the pandemic, however the knock on effect of this is that obtaining medical evidence for the underwriting of [...]

AIG: Key USP’s of their protection proposition

By |2021-01-21T12:25:30+00:00January 21st, 2021|01. January, 2021, 22, Covid-19 Protection, Protection, Provider News|

With a range of low cost and comprehensive solutions, Smart Health and a transformative impact based approach to critical illness there are many aspects of the AIG protection proposition that advisers are familiar with and value. What some advisers may not be as familiar with is the added support AIG provide to claimants, their [...]

Royal London: Launch “Underwrite Later” on business protection plans

By |2021-01-21T12:23:33+00:00January 21st, 2021|01. January, 2021, 22, Covid-19 Protection, Protection, Provider News|

Royal London have launched a new "Underwrite Later" facility on business protection and relevant life applications. This new feature enables clients to put their business protection or relevant life policy in force immediately based on the information provided within the application with full underwriting being carried out once the evidence is received. Read more [...]

MetLife: MortgageSafe up and coming webinars

By |2021-01-21T12:13:46+00:00January 21st, 2021|01. January, 2021, 22, Covid-19 Protection, Protection, Provider News|

Adviser training sessions As you will be aware, TRM firms have been chosen to take part in the initial roll out of MetLife MortgageSafe – a new innovative and simplified income protection proposition. To support advisers including MortgageSafe into their sales process, MetLife are running a series of training webinars. Anyone is welcome, whether [...]

The Right Mortgage and Protection Network

St Johns Court , 70 St Johns Close, Knowle, West Midlands, B93 0NH

Phone: 01564 732 749

Using a Satnav? Please use postcode: B93 0NN to locate the office when visiting.

Testimonials

Like the friendly can do approach, keep it up!
Michael McGuiness, Adviser
My experience with TRM so far has been excellent I can’t tell you how much you guys have lifted me since March. The positive approach shown by everyone to get the business on and to get the commission paid is up lifting. What a breath of fresh air, great Network and fantastic positive attitude.
Andrew Smith, Adviser
You are a wake up call to this market and a revelation compared to my previous network.
David Levy, Adviser
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