My Earnings Protected, a safe way to insure your clients’ earnings Here are a few key features which makes My Earnings Protected a Defaqto 5 star rated product. No loadings for occupation, smoking or hazardous pursuits Guaranteed Premiums* with a choice of Level or Annual Escalating Own Occupation Cover Cover up to 65% of [...]
Following the end of the Brexit transition period, we have updated the residency eligibility criteria in our policy conditions for our individual protection products. Our stance on the eligibility criteria has not changed – your clients will still need to have the right to remain permanently in the UK to apply. However, we have [...]
To make our market-leading Child Serious Illness Cover1 more accessible and to provide even more value to your clients, we’re offering a limited-time cashback offer for the first 12 months premiums on Child Serious Illness Cover when added to their Personal Protection Plan. The offer applies for up to two children, and includes the [...]
In early 2020, I wrote an insight about HealthWise, The Exeter’s member benefits app, reminding advisers of its availability and the support it provides your clients. At the time, pressure on the National Health Service (NHS) was starting to grow due to the impact of coronavirus, and we were all keeping a watchful eye [...]
LV= today announced changes to the maximum ages to which they will provide life cover to clients. For older clients the age limits that insurers put on their policies may restrict the advisers’ choice so this is a welcome move which can only better serve clients, making valuable cover accessible to more people for longer. With many [...]
Are any of your clients struggling to find a mortgage deal after financially recovering from an unfortunate life event? We wanted to share how we helped Josh secure his mortgage after facing the same challenges. Josh and his wife divorced 3 years ago. She left their joint home and left him to pay the [...]
With effect from Tuesday 2 March 2021, the following criteria will apply: • Properties must have a valid EPC and a minimum rating of E or above • Properties with F or G EPC rating are only acceptable where a registered exemption is in place • This criteria applies in England, Northern Ireland, Scotland [...]
Covid-19 has changed the financial landscape for businesses and individuals across the country. All sectors of the mortgage market have been forced to modify their approaches during this period and it’s important to understand the effects of the pandemic, learn from them, adjust accordingly and move forward. In terms of the impact on the BTL [...]
It is important that lenders find ways to support more clients with their Buy-to-Let deals. That is the approach we take to every update and criteria refresh; how do we expand our criteria to support more people, whether it is first-time landlords or experienced portfolio landlords. Our Director of Mortgage Underwriting explains how we've been [...]
Keystone Property Finance have released a list of key dates coming up in 2021. These may be relevant to brokers and their landlord clients as keeping up to date on industry changes can be challenging, particularly within the current market… March Budget and possible CGT revisions and changes End of Mortgage Payment Defferals April Stamp [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
