The bank came back into the 90 per cent LTV space in December with a five-year fix before adding more options this year.  The two, five, seven and ten-year fixes are no longer restricted to first-time buyers and the maximum property value Virgin will lend on has increased to £500,000.  Additionally, maximum mortgage terms at this tier have been extended [...]

Teachers for Intermediaries (TFI) has announced it will now include up to 75% (previously 60%) of bonus payments within mortgage affordability calculations. The move is designed to aid high earning financial services borrowers for whom a large percentage of their remuneration package comes from an annual bonus. TFI bonus acceptance criteria Annual or quarterly [...]

Did you know we've reduced rates and fees across our buy to let range which includes products specifically designed for HMO landlords? Accepting up to six bedrooms and multi-units, see if our buy to let criteria could be perfect for your next HMO case. Properties with up to six bedrooms/units; Purchase and remortgage; Limited company and portfolio landlords; [...]

We are pleased to announce the return of 80% LTV for Vida 1 BTL 2 year fixed - 3.94% 5 year fixed - 4.44% 1.5% product fee Available for single dwellings only (2 year ERC 4%, 3%.  5 year ERC 5%, 4%, 3%, 3%, 3%) COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA Minimum loan [...]

As a mortgage adviser, you are required to show that you have reviewed all the options for your client. The Right Loan can help you do this, and if a secured loan is the suitable option, simply refer your client to us and we will take care of the rest. Here's a quick recap of what we can offer: Rates [...]

Did you know we lend up to the age of 90 on all of our standard residential mortgage products? This means for new mortgage applications the term may run until the borrower’s 90th birthday! Discover how else we help retired borrowers feel at home HERE. Don't forget: New instant chat service now available; No [...]

Here’s a full list the changes with product codes in brackets: New Business Core Range Residential Rate Changes 2 year fixed rate purchase [FO25624] 60% LTV, decreasing by 7bps from 1.25% to 1.18%, product fee £995 [FO25625] 80% LTV, decreasing by 5bps from 2.03% to 1.98%, product fee £995 [FO25627] 85% LTV, decreasing by [...]

Pleased be advised we've made changes to a small selection of products within our Residential Purchase and Remortgage ranges. In addition to rate changes, please be advised we’re also reducing the ERC on all our 3 Year Fixed rates to 2%, including those within our Reward range. You can view our rate change overview [...]

We are withdrawing our current Hero Mortgage range of 75% & 80% LTV products. Click here for our latest residential guide; Buy to let guide; Visit the K-Hub.