TSB is introducing new 95 percent LTV products with £500 cashback and rates from 4.04 percent. 5 year fixed (3 and 5 year ERC) first time buyer and house purchase, 90-95 percent LTV £995 and £0 fee products; Stepped down first time buyer, 90-95 percent LTV £0 fee product; 10 year fixed (5 Year ERC) [...]
Here's a recap of our residential mortgage products to see how we can provide specialist lending solutions to your self-employed customers. Up to 75% LTV for purchase and remortgage; Available in England, Wales and Scotland; We’ll consider applications with only 1 year’s accounts or Tax Calculation; Available for customers with less-than-perfect credit profiles: Defaults/CCJs: 0 [...]
Please see below for a reminder of the actions to take If you have a KYC requirement to provide copies of ID&V to support an application. Following these steps and providing all requirements upon case submission, including a fully completed KYC attestation, will speed the time taken to receive your client mortgage offers. If you're not currently [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: TSB introduce new 95 percent LTV product; Buckinghamshire extend 95 percent LTV product range across England and Wales; Teachers announce 90 percent LTV [...]
With financial resilience and health & wellbeing in the spotlight like never before, you as advisers are perfectly placed to help enrich and empower your clients’ lives. At Vitality, we are uniquely positioned to monitor behavioural science trends and spearhead market innovation, allowing us to lead the debate around some of the most inspiring subjects [...]
To help shine a light on any aspect of our service you may have a question about, a new chat service is available in Adviser Hub and on our adviser website. The launch of our adviser chat service is hot on the heels of our online FAQs that we launched earlier this year, both of [...]
Finding home and landlords insurance a challenge in hard market? Have premiums increased? Maybe a wider choice is the answer! During the hard market we are all experiencing, prices rising is an inevitable consequence. If you are seeing premiums increasing, both for new clients and also your existing clients, surely using the widest panel you [...]
As we continue to look forward with optimism in a dynamic environment we recognise your needs and those of our mutual clients continue to evolve. It is more important than ever that we are here for you throughout these prolonged periods of uncertainty. I would really value and appreciate your support in completing Scottish Widows’ [...]
In this article we consider the impact of COVID on our underwriting philosophy and the measures we put in place to support you and your clients. Read now. Find out more
Hi everyone, the previous episode of the Practical Protection Podcast focused on a number of things including wealth management, protection insurance and signposting, we really hope you found this insightful and useful to your work. In the latest episode, I’m joined by host Matt Rann, and the focus is on bowel cancer, a subject very [...]
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