Scottish Widows: Underwriting during uncertain times
In this article we consider the impact of COVID on our underwriting philosophy and the measures we put in place to support you and your clients. Read now. Find out more
Cura: Practical Protection Podcast
Hi everyone, the previous episode of the Practical Protection Podcast focused on a number of things including wealth management, protection insurance and signposting, we really hope you found this insightful and useful to your work. In the latest episode, I’m joined by host Matt Rann, and the focus is on bowel cancer, a subject very [...]
Uinsure: Accidental Damage could be a cost-effective way of avoiding expensive mistakes!
Did you know the majority of home insurance claims are for accidental damage in the home? This could be something as easily done as spilling a drink on the carpet or breaking fixed glass in your home. Accidental damage covers you for unforeseen and unintentional events that cause damage to your property or belongings within [...]
Bank of Ireland adds broker exclusive two-year fix to 95% LTV range
This is in addition to their recently launched five-year fixed mortgage which marked their return to the 95 per cent LTV space. The mortgage will be available exclusively through intermediaries and eligible to first-time buyers, home movers and the self-employed. It has a rate of 3.99% with loan sizes between £150,000 and £500,000. Customers [...]
Coventry for intermediaries re-enters 95% LTV market
Coventry for intermediaries is re-entering the 95% LTV market with two 5-year Fixed products aimed at people buying homes with smaller deposits. The 95% LTV products are priced competitively and, with a maximum loan size of £400,000, they should appeal to a significant part of the purchase market looking for higher LTV products as [...]
TSB: Changes to residential products
TSB has introduced some new 2 year fixed remortgage products and made various rate changes to Residential products. New products: 2 Year Fixed Remortgage 60-75% LTV with £1,495 fee 2 Year Fixed Remortgage 85-90% LTV with £995 fee Residential product end dates moved out to the end of August and rates have been changed [...]
Barclays: Made competitive rate reductions
We’re pleased to confirm we've made competitive rate reductions to a selection of 2 year fixed rate products within our existing residential purchase, remortgage and reward ranges. Residential purchase and remortgage rate reductions: Reduced - 1.50% 2 Year Fixed, £999 fee, 75% LTV - reducing to 1.38% Reduced - 2.04% 2 Year Fixed, £999 [...]
Nationwide: Selected rate changes
We've reduced selected 2 and 5 year Shared Equity fixed rates by up to 0.35%. Plus, we're reducing 2 and 5 year House Purchase and First Time Buyer fixed rates by up to 0.10%. For further details click here, or for our latest product guide click here.
Family Building Society: Make changes to their policy on rental income
With tax relief on mortgage interest being phased out gradually since April 2017, landlords have had to change the way they declare their income. The good news is that whilst some lenders choose not to accept rental income, Family Building Society will continue to accept it. However, they are reviewing their policy on the [...]
Halifax: Announce product launch
We've made the following changes to our product range: Remortgage (REM) Selected rate increases of up to 0.17% and rate reductions of up to 0.04% across 2 and 5 year fixed rate REM products. Further information Please click Find out more to access the Product Rate Guide which has been updated with the changes; [...]
